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Micro-Finance- An effective tool to fight against poverty in India



Год выпуска: 2012
Автор: Subhasish Mukherjee and D. C. Pradhan
Издательство: LAP Lambert Academic Publishing
Страниц: 88
ISBN: 9783659303180
Описание
An investigation was carried out to study the “Impact of micro-finance on reduction of poverty in Raina block of Burdwan district in West Bengal”. The survey was conducted during the season of 2011-2012. Through purposive random sampling method two villages were selected; one nearer and the other away from the block head quarter. Adopting random sampling without replacement SHG members of the sample villages were selected and enquired about different aspects of micro-finance and its role for alleviation of poverty. SHG –Bank- NGO model was operating in the study area. Since employment opportunities were available in village2, the SHG members of the sample village were not very keen to operate SHG in a successful and sustainable manner. The differential average annual income in village1 was attributed to SHG financed dairy enterprise. There was also marked difference in consumption expenditure across the villages. However, there were some lapses in repayment of loan in scheduled period...


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