Год выпуска: 2013 Автор: Nasreen Al Qaseer Издательство: LAP Lambert Academic Publishing Страниц: 296 ISBN: 9783659330650
Описание
The recent financial crises determined the Basel Committee to improve the risk controls for banks in general and operational risk. Operational risk has received increasing attention from financial institutions and policymakers, large losses have resulted in the failure of large banks and investment firms. This research examine the magnitude of operational risk in the lending process with views of member of twelve banks. It seeks to resolve the extent of operational risks involved in lending and capital allocated to risk by Basel II in banks is set at 15% for operational risk. The literature related to risk in the lending process refers to the systematic and organized decision making aspect that effectively identifies risks and efficiently reduces risks of failure achieving the objectives. Result of the study in rethinking capital allocation to risks within businesses and strategy reviews in banks. Banks consider assessment of operational risk to reduce risks on business. Failure of...
