Результаты поиска

Лучшие результаты

1. Abdu Seid Ali and Johannes Kinfu. Ethics in the Auditing Profession in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 96 с.
   

Дополнительные результаты

1. Nakkiran Sivaguru. Marketing Efficiency of Agricultural Cooperatives in Ethiopia. – М.: , 2012. – 64 с.
   
2. Michael P. Cangemi, Tommie Singleton. Managing the Audit Function : A Corporate Audit Department Procedures Guide. – М.: , 0. – 0 с.
   
3. Derek Matthews, Jim Pirie. Auditor's Talk: An Oral History of the Profession from the 1920s to the Present Day. – М.: , 0. – 0 с.
   
4. Rick A. Houser, Stephen Joseph Thoma. Ethics in Counseling and Therapy: Developing an Ethical Identity. – М.: , 2012. – 400 с.
   
5. Business Leaders for Excellence Ethics a, The Business Executives for Economic Jus. Not Just a Just Wage: A Conversation with Four Popes about the "Living" or "Family" Wage (Spirituality & Work). – М.: , 0. – 0 с.
   
6. Yeraswork Admassie, Yeraswork Admassie. Twenty Years to Nowhere: Property Rights, Land Management and Conservation in Ethiopia. – М.: , 0. – 0 с.
   
7. Peter D. Barnett. Ethics in Forensic Science: Professional Standards for the Practice of Criminalistics. – М.: , 0. – 0 с.
   
8. Carole Bennett. Ethics in Business: Professional Development Series. – М.: , 0. – 0 с.
   
9. Boye Lafayette De Mente. Chinese Etiquette & Ethics In Business. – М.: , 0. – 0 с.
   
10. Leonard J. Weber. Business Ethics in Healthcare: Beyond Compliance. – М.: , 0. – 0 с.
    
11. George Mazzeo. Sleeping Dogs: ...Ethics in the Workplace. – М.: , 0. – 0 с.
    
12. David Carr. Professionalism and Ethics in Teaching. – М.: , 0. – 0 с.
    
13. S. K. Chakraborty. The Management and Ethics Omnibus: Management by Values, Ethics in Management, Values and Ethics for Organizations. – М.: Oxford University Press, 2009. – 978 с.
    
14. Robert A. Larmer. Ethics in the Workplace: Selected Readings in Business Ethics. – М.: , 0. – 0 с.
    
15. John R. Boatright. Ethics in Finance (Foundations of Business Ethics). – М.: , 0. – 0 с.
    
16. Yeraswork Admassie. Twenty Years to Nowhere: Property Rights, Land Management and Conservation in Ethiopia. – М.: , 0. – 0 с.
    
17. Terry Halbert. Law and Ethics in the Business Environment. – М.: , 2005. – 0 с.
    
18. Cynthia Jeffrey. Research on Professional Responsibility and Ethics in Accounting, Volume 9 (Research on Professional Responsibility and Ethics in Accounting). – М.: , 2004. – 0 с.
    
19. Business Ethics and the Electronic Economy (Studies in Economic Ethics and Philosophy). – М.: , 2004. – 0 с.
    
20. Spirituality and Ethics in Management (Issues in Business Ethics). – М.: , 2004. – 0 с.
    
21. Kenneth S. Pope, Melba J. T. Vasquez. Ethics in Psychotherapy and Counseling: A Practical Guide. – М.: , 2007. – 480 с.
    
22. David A. Fennell, David Cruise, Ph.D. Malloy. Codes of Ethics in Tourism: Practice, Theory, Synthesis (Aspects of Tourism). – М.: , 2007. – 192 с.
    
23. Embedding Ethics: Shifting Boundaries of the Anthropological Profession (Wenner-Gren International Symposium Series). – М.: , 2005. – 320 с.
    
24. David Guttmann. Ethics in Social Work: A Context of Caring (Haworth Social Work Practice in Action). – М.: , 2006. – 295 с.
    
25. Ruth Purtilo. Ethical Dimensions In The Health Professions. – М.: , 2004. – 320 с.
    
26. Ethics in Public Relations: Responsible Advocacy. – М.: , 2006. – 256 с.
    
27. Gerald Corey, Marianne Schneider Corey, Patrick Callanan. Issues and Ethics in the Helping Professions. – М.: , 2006. – 576 с.
    
28. Elizabeth Reynolds Welfel. Ethics in Counseling and Psychotherapy: Standards, Research, and Emerging Issues. – М.: , 2005. – 464 с.
    
29. Leigh Hafrey. The Story of Success: Five Steps to Mastering Ethics in Business. – М.: , 2005. – 272 с.
    
30. Brian Nelson. Law and Ethics in Global Business Integrating Corporate Governance into Business Decisions. – М.: , 2006. – 302 с.
    
31. Research on Professional Responsibility and Ethics in Accounting, Volume 10 (Research on Professional Responsibility and Ethics in Accounting). – М.: , 2005. – 244 с.
    
32. Daniel Teferra. Economic Development and Nation Building in Ethiopia. – М.: , 2005. – 76 с.
    
33. Poverty, Income Distribution and Labour Markets in Ethiopia. – М.: , 2005. – 200 с.
    
34. Clary & Dolfsma. Ethics and the Market: Insights from Social Economics (Advances in Social Economics). – М.: , 2006. – 208 с.
    
35. Handbook of Frauds, Scams, and Swindles: Failures of Ethics in Leadership. – М.: , 2008. – 416 с.
    
36. Critical Theory Ethics for Business and Public Administration (HC) (Ethics in Practice). – М.: , 2008. – 412 с.
    
37. Michael Tedla. The Economics of Crime in Ethiopia: THE IMPACT OF THE SOCIO-ECONOMIC CONDITIONS ON CRIME: THE CASE OF ETHIOPIA. – М.: , 2010. – 64 с.
    
38. Girmay Aragaw. Pathogen Spectrum and Management of Banana Crown Rot in Ethiopia: Importance of Crown Rot of Banana (Musa spp.) in Ethiopia. – М.: , 2012. – 100 с.
    
39. Judith Hendrick. Law and Ethics in Children?s Nursing. – М.: , 2010. – 272 с.
    
40. Robin M Leblanc. The Art of the Gut – Manhood, Power, and Ethics in Japanese Politics. – М.: , 2009. – 256 с.
    
41. Robin M Leblanc. The Art of the Gut – Manhood, Power, and Ethics in Japanese Politics. – М.: , 2009. – 256 с.
    
42. JB MCKINLAY. Mckinlay: The ?milbank? Readers – Law & Ethics In Health Care (paper). – М.: , 1982. – 0 с.
    
43. Michael J Sandel. The Case Against Perfection – Ethics in the Age of Genetic Engineering. – М.: , 2007. – 130 с.
    
44. Ezekiel J. Emanuel. The Ends of Human Life – Medical Ethics in a Liberal Polity. – М.: , 1991. – 320 с.
    
45. Ezekiel J. Emanuel. The Ends of Human Life – Medical Ethics in a Liberal Polity (Paper). – М.: , 1995. – 320 с.
    
46. Rodgers. The Work Ethic in Industrial America, 1850–1920. – М.: , 1979. – 316 с.
    
47. D C Hine. Black Women in White – Racial Conflict & Cooperation in the Nursing Profession 1890–1950. – М.: , 1989. – 288 с.
    
48. D C Hine. Black Women in White – Racial Conflict & Cooperation in the Nursing Profession 1890–1950 (Paper). – М.: , 1989. – 288 с.
    
49. Jonathan Lear. Radical Hope – Ethics in the Face of Cultural Devastation. – М.: , 2006. – 178 с.
    
50. Gary Dorrien. Social Ethics in the Making. – М.: , 2010. – 752 с.
    
51. Walter Bennett. The Lawyer?s Myth – Reviving Ideals in the Legal Profession. – М.: , 2002. – 248 с.
    
52. M Sandel. The Case against Perfection – Ethics in the Age of Genetic Engineering. – М.: , 2009. – 176 с.
    
53. Donald A Barr. Questioning the Premedical Paradigm – Enhancing Diversity in the Medical Profession a Century after the Flexner Report. – М.: , 2010. – 240 с.
    
54. Ethics In Engineering. – М.: , 2004. – 0 с.
    
55. De Mente. Chinese Etiquette & Ethics In Business, 2/E. – М.: , 2004. – 0 с.
    
56. Ethics In Engineering. – М.: , 2011. – 352 с.
    
57. Jones. Questions Of Ethics In Counselling And Therapy. – М.: , 2011. – 0 с.
    
58. Napoleon Dhavamany and Praneesh Mohandas. Research Ethics in Computer Science. – М.: LAP Lambert Academic Publishing, 2013. – 120 с.
    
59. Daniel Beyera Tujo. Capabilties and Prospects of Garment Firms in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 140 с.
    
60. Tahaguas Andemariam Woldu. Current and Prospects of Sustainable Energy Development in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 140 с.
    
61. Muluken Tamiru Biratu. Small Scale Wind Turbines for Electric Power Generation in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 204 с.
    
62. Arash Afkari. Sustainable Low-Cost Housing in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 76 с.
    
63. Fekadu Kassa. Nature, Role and Challenges of Urban Rental Housing in Ethiopia. – М.: LAP Lambert Academic Publishing, 2010. – 156 с.
    
64. Bersisa Kacho. Causes and Characteristics of Brain Drain in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 96 с.
    
65. Ermias Abraham. Factors Determining the Effectiveness of INGOS in Ethiopia. – М.: Scholars' Press, 2014. – 240 с.
    
66. Tesfaye Hordofa Leta. Voluntary HIV Counselling and Testing in Ethiopia. – М.: LAP Lambert Academic Publishing, 2015. – 88 с.
    
67. Gutema Imana. The Dynamics of Rural-Urban Migration in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 300 с.
    
68. John Francis Jr. Faustorilla. Towards an Understanding of Volunteerism in the Nursing Profession. – М.: LAP Lambert Academic Publishing, 2012. – 188 с.
    
69. Woldie Asfaw Abegaz. Seasonal Migration and Rural Livelihoods in Ethiopia:. – М.: LAP Lambert Academic Publishing, 2010. – 124 с.
    
70. Chalchisa Gemechu. An assessment of Status of Afan Oromo Print Media in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 80 с.
    
71. Tadele Demissie. Assessing Rural Household Food Security in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 108 с.
    
72. Wolelaw Eshetu. Journalistic Ethics in the Newsroom. – М.: LAP Lambert Academic Publishing, 2013. – 96 с.
    
73. Eric Martone. Balzac and Zola: Esthetics and Ethics in the Novel. – М.: Scholars' Press, 2013. – 156 с.
    
74. Nafise E. Motlagh. Journalism Ethics in Malaysia. – М.: LAP Lambert Academic Publishing, 2014. – 160 с.
    
75. Messay Mulugeta. Resettlement and food security nexus in ETHIOPIA. – М.: LAP Lambert Academic Publishing, 2012. – 352 с.
    
76. Terfa Kahaga Anjov. Ethics and the Practice of Democracy in Nigeria. – М.: LAP Lambert Academic Publishing, 2012. – 320 с.
    
77. Sintayehu Kebede. Brain Drain of Medical Doctors in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 72 с.
    
78. Temesgen Burka. The Role of Museums and Galleries in Ethiopia. – М.: LAP Lambert Academic Publishing, 2010. – 144 с.
    
79. Yordanos Seifu Estifanos. Population Change and Development Efforts in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 76 с.
    
80. Awoke Misganaw. Female Genital Cutting in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 64 с.
    
81. Alemayehu Mengistu,Fekadu Shemekite and Fassil Assefa. Nodulation Pattern, Nitrogen Fixation of Forage Legumes in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 100 с.
    
82. Theodros G. Zemedu,Alemayehu Bayray and Berhe Weldearegay. Survival of patients under MDR-Tb treatment in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 56 с.
    
83. Girmay Aragaw. Pathogen Spectrum and Management of Banana Crown Rot in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 100 с.
    
84. Mengistu Leul Belay. Sugarcane Stem Borers in Ethiopia Sugar Industry. – М.: LAP Lambert Academic Publishing, 2015. – 112 с.
    
85. Violet Patricia Dudu. Impacts of Climate Change on Coffee Farming in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 92 с.
    
86. Fitsume Desta and Desaleng Edossa. Rainfall water in the central Highlands of Ethiopia. – М.: LAP Lambert Academic Publishing, 2014. – 96 с.
    
87. Wondu Garoma Berra. Common Nutritional Problems of Public Health Importance in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 96 с.
    
88. Habtamu Bekele Demissie and Rahel Berhanu. Small Scale Oyster Mushroom Production and Food Security in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 56 с.
    
89. Bimrew Asmare. Feeding Indigenous sheep with local concentrate mixtures in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 88 с.
    
90. Tewodros Tefera. The Politics of Land Policy in Ethiopia and Agricultural Development. – М.: LAP Lambert Academic Publishing, 2011. – 248 с.
    
91. AKLILU HAILEMICHAEL ASGEDOM. Exploring Village poultry development in Ethiopia. – М.: LAP Lambert Academic Publishing, 2010. – 156 с.
    
92. Teshome Legese. Breeding Field Pea in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 104 с.
    
93. Zelalem Erena. Epidemiology and Effect of Winter Rust on Parthenium Weed in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 100 с.
    
94. Shumete Gizaw Woldeamanuel. Livelihood Options of Rural Youth in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 368 с.
    
95. Tesfay Belay Reda. Biotypic status of the Russian wheat aphid in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 120 с.
    
96. Andebo Abesha Waza. People and Parks in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 108 с.
    
97. Abdo Woyema Gemeda,Geremew Bultosa and Asefa Taa. Durum Wheat Yield and Its Grain Quality in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 96 с.
    
98. Tesfay Belay Reda. Cactus Pear & Carmine Cochineal: introduction & use in Ethiopia. – М.: LAP Lambert Academic Publishing, 2015. – 100 с.
    
99. Desalegn Fekadu Etefa. Environmental Rehabilitation Initiatives in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 88 с.
    
100. Esayas Kinfe,Dr.Eng.Shimelies Admassu and Dr.Ashebir Fisseha. NUTRITIONAL COMPOSITION OF SOME CAPSICUM VARIETIES GROWN IN ETHIOPIA. – М.: LAP Lambert Academic Publishing, 2011. – 76 с.
     
101. Tsehaynew Getaneh. Personality, Locus of Control and Athletic Performance in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 116 с.
     
102. Jibril Jemal. Counseling Services Provided for Sexually Abused Children in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 140 с.
     
103. Yonas Sertsedengel. The Role of Foreign Aid in Ethiopia since 1991. – М.: LAP Lambert Academic Publishing, 2012. – 112 с.
     
104. Yacob Cheka Hidoto. The Quest for Autonomy and Politicisation of Differences in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 92 с.
     
105. Adane Wussobo. Health and Poverty: The Issue of Health Inequalities in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 436 с.
     
106. Marco De Cave. The Future of Omo River in Ethiopia. – М.: LAP Lambert Academic Publishing, 2015. – 132 с.
     
107. Berhanu Gutema Balcha. Restructuring the State and Society: Ethnic Federalism in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 340 с.
     
108. Mulugeta Tesfay Teferi. The Sources of Economic Growth in Ethiopia 1961-2009. – М.: LAP Lambert Academic Publishing, 2014. – 84 с.
     
109. Ibrahim Worku. Evaluating the Beginning of Developmental State in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 104 с.
     
110. Dessalegn Workineh. The post 1991 Resettlement in food security Lens in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 100 с.
     
111. Seyoum T. Akele. The Practice And Challenges Of Lake Management In Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 124 с.
     
112. Kelali Kiros. The Bail Justice In Ethiopia: Challenges Of Its Administration. – М.: LAP Lambert Academic Publishing, 2012. – 156 с.
     
113. Asrat Adugna Jimma. The Rights of the Girl-child in Ethiopia: Challenges and Prospects. – М.: LAP Lambert Academic Publishing, 2014. – 200 с.
     
114. Haile Andargie. Child Trafficking In Ethiopia And Rules To Respond The Challenge. – М.: LAP Lambert Academic Publishing, 2014. – 60 с.
     
115. Haile-leul Siyoum. Youth Impowerment in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 132 с.
     
116. Kidane Ayele Gebrehiwot. Treatment of INsane Offenders in Ethiopia:the Law and the Practice. – М.: LAP Lambert Academic Publishing, 2011. – 92 с.
     
117. Yemane Kassa. Ousting the Judiciary from its Interpretive Power in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 128 с.
     
118. Addisu G. Teshama. The Rights of Detained Persons in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 132 с.
     
119. Zerihun Yimer. The Status of Local Governments in Ethiopia: A Comparative Study. – М.: LAP Lambert Academic Publishing, 2011. – 296 с.
     
120. Sisay Melese Tassew. The role of Community Radio in promoting ethnic diversity in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 108 с.
     
121. WONDWOSSEN TEREFE LEREBO. RELIGION, EDUCATION AND CHILD IMMUNIZATION IN ETHIOPIA. – М.: LAP Lambert Academic Publishing, 2010. – 68 с.
     
122. Alberto Ardissone. The reform of the medical profession in Italy. – М.: LAP Lambert Academic Publishing, 2011. – 196 с.
     
123. Simon Thuranira. Perspectives on the Teaching Profession in Kenya. – М.: LAP Lambert Academic Publishing, 2011. – 256 с.
     
124. Yishak Degefu. Marginalization of the Gamos through Curriculum Processes in Ethiopia. – М.: LAP Lambert Academic Publishing, 2014. – 396 с.
     
125. Michael Tedla. The Economics of Crime in Ethiopia. – М.: LAP Lambert Academic Publishing, 2010. – 64 с.
     
126. Amir Seid Hussen. The Fiscal Effects of Foreign Aid in Ethiopia. – М.: LAP Lambert Academic Publishing, 2014. – 72 с.
     
127. Abas Mohammed. The Impact of Foreign Aid on Government Expenditure in Ethiopia. – М.: LAP Lambert Academic Publishing, 2014. – 80 с.
     
128. Alemayehu Ethiopia. Technical Efficiency of Coffee producers in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 124 с.
     
129. Abdu Seid Ali and Johannes Kinfu. Ethics in the Auditing Profession in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 96 с.
     
130. Tsadkan Alemayehu. The Nexus Between Public Spending and Economic Growth in Ethiopia. – М.: LAP Lambert Academic Publishing, 2014. – 128 с.
     
131. Fantu Bachewe. THE STATE OF SUBSISTENCE AGRICULTURE IN ETHIOPIA. – М.: LAP Lambert Academic Publishing, 2010. – 180 с.
     
132. Valentine Enyi,Patrick Enyi and Rachael Enyi. The Audit Expectation Gap Problem in Nigeria. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
     
133. Fuad Mustefa. The Emerging Market Clearing Practice in Ethiopia. – М.: LAP Lambert Academic Publishing, 2010. – 100 с.
     
134. Nakkiran Sivaguru. Marketing Efficiency of Agricultural Cooperatives in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 64 с.
     
135. Mohammedhussen Mama Irbo and Adisu Fanta Bate. The Study of Change Management in Selected Organization in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 164 с.
     
136. Maxwell Reid. The implementation of ethics in undergraduate engineering curriculum. – М.: LAP Lambert Academic Publishing, 2011. – 456 с.
     
137. Getachew Adugna. The Practice of Teacher Training Via Distance Learning in Ethiopia:. – М.: LAP Lambert Academic Publishing, 2012. – 312 с.
     
138. Daniel Dunga. Analysing the Value Proposition of the Audit Process in Africa. – М.: LAP Lambert Academic Publishing, 2012. – 72 с.
     
139. Scovia Magara. Ethics in the Public Domain. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
     
140. Stephen Mabagala. Professional Ethics In Education. – М.: LAP Lambert Academic Publishing, 2013. – 156 с.
     

Лучшие результаты

Дополнительные результаты

1. Займы для корпораций: back to the Russia. Т. Мартынова, "Банковское обозрение", № 11, ноябрь 2007.
2. Наука человековедения. интервью с Д. Уолтоном, профессором London Metropolitan University, экспертом CIPD. Chartered Institute of Personnel and Development, автором программы Master of Arts in Human Resource Strategies. И. Смирнова, "Кадровый менеджмент", № 5, июль-август 2007.
3. Новый НДС при капитальном строительстве". интервью с В.С. Леви, заместителем генерального директора "Energy Consulting/Audit", руководителем налоговой практики. "Бюджетный учет", № 4, апрель 2006.
4. Как в детском пазле. интервью с И. Смелянским, директором московского офиса компании The Boston Consulting Group. М. Тальская, "БДМ. Банки и деловой мир", N 3, март 2012 г.
5. Trade-in как способ обмена автомобиля. С.Н. Гордеева, "Торговля: бухгалтерский учет и налогообложение", N 2, февраль 2011 г.
6. Back side of the moon, или темная сторона поведения персонала. интервью с Н. Русаковой, директором по персоналу ОАО "Хлебпром", А. Сукачёвым, директором "Торговой компании АС", Н. Харитоновой, руководителем службы персонала тверской компании ЗАО "ДКС". А. Колесникова, Т. Тюрина, С.  Машарипов, "Управление персоналом", N 16, август 2010 г.
7. Проблемы применения универсальной юрисдикции in absentia. Г.А. Королев, "Журнал российского права", № 10, октябрь 2009.
8. Цены под контролем: the present and the future. С. Стройкова, И. Леметюйнен, "Консультант", № 19, сентябрь 2009.
9. Тонкости trade-in. С.А.Королев, "НДС. Проблемы и решения", № 8, август 2009.
10. Новая упрощенная процедура рассмотрения мелких исков в Евросоюзе - the european small claims procedure. escp. Н.В. Сивак, "Законодательство", № 2, февраль 2009.
11. In-store banking - новая модель банковского бизнеса. А. Пятков, "Банковское обозрение", № 11, ноябрь 2008.