Результаты поиска

Лучшие результаты

1. Sudipta Chakraborty. Groundwater Arsenic Contamination in Chakdaha - Role of Mica Minerals. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
   

Дополнительные результаты

1. Anupam Ghosh. Information Sharing in Supply Chain: The Role of Governance Mechanisms. – М.: , 2012. – 152 с.
   
2. Gerald L. Curtis. Policymaking in Japan: Defining the Role of Politicians. – М.: , 0. – 0 с.
   
3. World Bank. The Right to Tell: The Role of Mass Media in Economic Development (Wbi Development Studies). – М.: , 0. – 0 с.
   
4. Keiko Hirata. Civil Society In Japan: The Growing Role of NGOs in Tokyo's Aid and Development Policy. – М.: , 0. – 0 с.
   
5. Warren J. Samuels. Fundamentals of the Economic Role of Government: (Contributions in Economics and Economic History). – М.: , 0. – 0 с.
   
6. Ha-Joon Chang, Robert Rowthorn, Bob Rowthorn, World Institute for Development Economics Research. The Role of the State in Economic Change (Studies in Development Economics). – М.: , 0. – 0 с.
   
7. Fred McChesney. Economic Inputs, Legal Outputs : The Role of Economists in Modern Antitrust (Wiley Series in Managerial Economics). – М.: , 0. – 0 с.
   
8. Yair Aharoni. Changing Roles of State Intervention in Services in an Era of Open International Markets (International Management). – М.: , 0. – 0 с.
   
9. Debora Di Gioacchino, Sergio Ginebi, Laura Sabani. The Role of Organized Interest Groups in Policy Making (Central Issues in Contemporary Economic Theory and Policy). – М.: , 0. – 0 с.
   
10. Gary P. Sampson. The Role of the World Trade Organization in Global Governance. – М.: , 0. – 0 с.
    
11. John Smithson. The Role of the Non-Executive Director in the Small to Medium-Sized Business. – М.: , 0. – 0 с.
    
12. Nadene Peterson. The Role of Work in People's Lives : Applied Career Counseling and Vocational Psychology. – М.: , 2004. – 0 с.
    
13. The Role of the Community College in Teacher Education : New Directions for Community Colleges (J-B CC Single Issue Community Colleges). – М.: , 2003. – 0 с.
    
14. Margi Levy. Strategies for Growth in SMEs, First Edition : The Role of Information and Information Sytems. – М.: , 2004. – 0 с.
    
15. Incentives, Regulations and Plans: The Role of States and Nation-states in Smart Growth Planning (New Horizons in Regional Science). – М.: , 2007. – 297 с.
    
16. The Role of Tradition in Japan's Industrialization: Another Path to Industrialization (Japanese Studies in Economic and Social History). – М.: , 2006. – 368 с.
    
17. Nassim Nicholas Taleb. Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets. – М.: Random House Trade Paperbacks, 2005. – 368 с.
    
18. Gerald J. Hahn, Necip Doganaksoy. The Role of Statistics in Business and Industry (Wiley Series in Probability and Statistics). – М.: , 2008. – 344 с.
    
19. Aspatore Books Staff. The Role of Creditors' Committees in Chapter 11 Bankruptcies (Inside the Minds). – М.: , 2008. – 124 с.
    
20. The Role of Social Capital in Development: An Empirical Assessment. – М.: , 2008. – 384 с.
    
21. Robert Rattle. Computing Our Way to Paradise?: The Role of Internet and Communication Technologies in Sustainable Consumption and Globalization (Globalization and the Environment). – М.: , 2010. – 246 с.
    
22. Ian Dewing. The role of principles and practices of financial management in the governance of with-profits UK life insurers . – М.: , 2010. – 80 с.
    
23. Nhial Kun Gogok. Understanding the role of local communities in Forest Concessions Mgt: A Participatory Forest Management initiative in South Sudan. – М.: , 2012. – 168 с.
    
24. Miranda Molenaar. Role of TCF in body axis formation: Discovery of a Dual Action of XTCF-3 in Xenopus Body Axis Formation. – М.: , 2010. – 80 с.
    
25. G. Czupyrna. In Situ Immobilization of Heavy-Metal-Contaminated Soils. – М.: , 2010. – 163 с.
    
26. K.A. Gschneidner. The Role of Rare Earths in Catalysis,Volume 29. – М.: , 2010. – 436 с.
    
27. Jerrold J. Troyan. Treatment of Microbial Contaminants in Potable Water Supplies. – М.: , 2010. – 360 с.
    
28. Stephen Z.D. Cheng. Phase Transitions in Polymers: The Role of Metastable States. – М.: , 2010. – 324 с.
    
29. CHAKRAVARTY. PROBLEMS OF SPACE SCIENCE EDUCATION AND THE ROLE OF TEACHERSPROCEEDINGS OF PSRDC1 COSPAR SYMP BIRMINGHAM 14-21 JULY 1996ADVANCES IN SPACE RESEARCH VOLUME 20 NO 7. – М.: , 2010. – 0 с.
    
30. E. Chekaluk. The Role of Eye Movements in Perceptual Processes. – М.: , 2010. – 0 с.
    
31. Catherine D. Chambers. In Situ Treatment of Hazardous Waste Contaminated Soils, Second Edition. – М.: , 2010. – 547 с.
    
32. B.A. Gilchrest. The Role of DNA Damage and Repair in Cell Aging,4. – М.: , 2010. – 268 с.
    
33. Imre Csizmadia. The Role of Chemistry in the Evolution of Molecular Medicine. – М.: , 2010. – 891 с.
    
34. Barbara McEwen. Roles of Vasopressin and Oxytocin in Memory Processing,50. – М.: , 2010. – 640 с.
    
35. H. DeWayne Ashemead. The Roles of Amino Acid Chelates in Animal Nutrition. – М.: , 2010. – 501 с.
    
36. Douglas Schuler. Shaping the Network Society – The New Role of Civic Society in Cyberspace. – М.: , 2004. – 464 с.
    
37. David Weatherall. Science & the Quiet Art – The Role of Medical Research in Health Care. – М.: , 1995. – 378 с.
    
38. Elisabeth Clemens. Politics and Partnerships – The Role of Voluntary Associations in America?s Political Past and Present. – М.: , 2011. – 352 с.
    
39. Elisabeth Clemens. Politics and Partnerships – The Role of Voluntary Associations in America?s Political Past and Present. – М.: , 2011. – 352 с.
    
40. Robert Wade. Governing the Market – Economic Theory and the Role of Government in East Asian Industrialization. – М.: , 2003. – 480 с.
    
41. David Tilman. Spatial Ecology – The Role of Space in Population Dynamics & Interspecific Interactions (Paper). – М.: , 1998. – 382 с.
    
42. Sari Roth–roemer. The Emerging Role of Counselling Psychology in Health Care. – М.: , 1998. – 478 с.
    
43. The Role of the Father in Child Development. – М.: , 1996. – 432 с.
    
44. Ma Tarbush. The Role of the Military in Politics – A Case Study of Iraq to 1941 (Paper). – М.: , 1985. – 304 с.
    
45. J Perlin. Perlin: A ?forest? Journey – The Role Of Wood In The Development Of Civilization (cloth). – М.: , 1989. – 446 с.
    
46. Sl Werkman. The Role of Psychiatry in Medical Education – An Appraisal & a Forcast. – М.: , 1974. – 203 с.
    
47. Li–min Hsueh. Industrialization & the State – The Changing Role of the Taiwan Government in the Economy 1945–1998. – М.: , 2002. – 358 с.
    
48. Li–min Hsueh. Industrialization & the State – The Changing Role of the Taiwan Government in the Economy 1945–1998. – М.: , 2002. – 358 с.
    
49. B SILVESTRINI. Silvestrini Role Of ?trazodone? In Antidespressant Therapy – Safety And Clinical Efficacy. – М.: , 1984. – 0 с.
    
50. M LADER. Lader Role Of ?neurotransmitter? Systems In Anxiet Y Modulation (paper Only). – М.: , 1984. – 92 с.
    
51. Andrew Baruch Wachtel. Remaining Relevant After Communism – The Role of Writer in Eastern Europe. – М.: , 2006. – 224 с.
    
52. Darrell A Posey. Human Impacts on Amazonia – The Role of Traditional Ecological Knowledge in Conservation and Development. – М.: , 2006. – 368 с.
    
53. NAP. National Academy Press The Role Of ?design Inspect Ion?& Redundancy In Marine Etc (pr Only). – М.: , 1985. – 588 с.
    
54. G HALEVI. Halevi Role Of Computers In The ?manufacturing? Processes. – М.: , 1980. – 502 с.
    
55. D Weatherall. Science and the Quiet Art – The Role of Medical Research in Health Care (Paper). – М.: , 1996. – 384 с.
    
56. Beers. The Role of Immunological Factors in Viral and Onc ogenic Processes. – М.: , 1974. – 0 с.
    
57. JF KAVANAGH. Kavanagh: The ?role Of Speech? In Language. – М.: , 1975. – 0 с.
    
58. Cosroe Chaqueri. The Armenians of Iran – The Paradoxical Role of a Minority in a Dominant Culture. – М.: , 1998. – 428 с.
    
59. S J Stein. Vassouras a Brazilian Coffee County, 1850 – 1900– The Roles of Planter & Slave in a Plantation Society Paper. – М.: , 1992. – 336 с.
    
60. J Perlin. A Forest Journey – The Role of Wood in the Development of Civilization (Paper). – М.: , 1991. – 446 с.
    
61. Diasna Mendley Rauner. "They Still Pick Me Up When I Fall" The Role of Caring in Youth Development and Community Life. – М.: , 2000. – 196 с.
    
62. MM SCHIFFER. Schiffer Role Of ?mathematics? In Science (paper Only). – М.: , 1986. – 220 с.
    
63. J BOGOD. Bogod Role Of ?computing? In Developing Countries. – М.: , 1979. – 32 с.
    
64. Greg Mclaughlin. The Propaganda of Peace – The Role of Media and Culture in the Northern Ireland Peace Process. – М.: , 2010. – 176 с.
    
65. Kostiantyn Morozov. The Military Tradition in Ukrainian History – Its Role in the Construction of Ukraine?s Armed Forces. – М.: , 1996. – 94 с.
    
66. Myers. The Role of the Private Sector in Manpower Develop ment. – М.: , 1971. – 0 с.
    
67. JM Ferrante. To the Glory of Her Sex – Women?s Roles in the Composition of Medieval Texts (Paper). – М.: , 1997. – 310 с.
    
68. D BRUNNER. Brunner Medicine & Sport – Role Of Exercise In Internal Medicine. – М.: , 1977. – 0 с.
    
69. Christopher Gelpi. The Power of Legitimacy – Assessing the Role of Norms in Crisis Bargaining. – М.: , 2011. – 0 с.
    
70. A APPELS. Appels Role Of Psychosocial ?factors? In The Patho Geneof Coronary Heart Disease (paper Only). – М.: , 1981. – 170 с.
    
71. Paul J Zak. Moral Markets – The Critical Role of Values in the Economy. – М.: , 2008. – 392 с.
    
72. The New Role of Intellectual Property in Commercial Transactions. – М.: , 1996. – 128 с.
    
73. JM Ferrante. To the Glory of Her Sex – Women?s Roles in the Composition of Medieval Texts. – М.: , 1998. – 310 с.
    
74. Timothy Fort. Prophets, Profits, And Peace – The Positive Role Of Business in Promoting Religious Tolerance. – М.: , 2008. – 224 с.
    
75. The Role of Values in Psychology and Human Development. – М.: , 1992. – 304 с.
    
76. William Mcmillen. From Campus to Capitol – The Role of Government Relations in Higher Education. – М.: , 2010. – 224 с.
    
77. Richard Bassett. The Open Eye in Learning – The Role of Art in General Education. – М.: , 1974. – 234 с.
    
78. Steven Brint. In an Age of Experts – the Changing Role of Professionals in Politics & Public Life (Paper). – М.: , 1996. – 288 с.
    
79. Jeffrey R Brown. The Role of Annuity Markets in Financing Retirement. – М.: , 2001. – 240 с.
    
80. The Role of Goals in Navigating Individual Lives During Emerging Adulthood, New Directions for Child and Adolescent Development, No. 130. – М.: , 2011. – 120 с.
    
81. Myers. The Role of the Private Sector in Manpower Develop ment. – М.: , 1971. – 0 с.
    
82. Inc. KT Solutions, KT Solutions has focused on what it takes to create efficient, professional multimedia training t KT Solutions specializes in the development of interactive multimedia training products for computer applications. Over the past decade. Beginning Windows NT Workstation 4.0 (Microsoft Windows NT). – М.: , . –  с.
    
83. Inc. KT Solutions, KT Solutions has focused on what it takes to create efficient, professional multimedia training t KT Solutions specializes in the development of interactive multimedia training products for computer applications. Over the past decade. Advanced Word for Office 97 (Microsoft Word 97). – М.: , . –  с.
    
84. Heric Thomas. Role of Vocational Training in Promoting Innovation in Tanzania. – М.: LAP Lambert Academic Publishing, 2012. – 96 с.
    
85. Adil Mohammed and Hamid Osman. Role of ultrasound in the diagnosis of malignant tumours of the liver. – М.: LAP Lambert Academic Publishing, 2012. – 88 с.
    
86. Sisi Que,Charalambos Papelis and Adrian Hanson. Arsenic Removal Using Iron Coated Adsorbents. – М.: LAP Lambert Academic Publishing, 2012. – 64 с.
    
87. Kongkea Phan. Arsenic and health implication in the Mekong River basin of Cambodia. – М.: LAP Lambert Academic Publishing, 2014. – 180 с.
    
88. Kongkea Phan and Kyoung-Woong Kim. Arsenic and trace element calamities in Cambodia. – М.: LAP Lambert Academic Publishing, 2011. – 56 с.
    
89. Mir Misbahuddin and Salamat Khandker. Drinking water contaminants in Bangladesh. – М.: LAP Lambert Academic Publishing, 2011. – 240 с.
    
90. A. K. Singh. Arsenic Calamity in India. – М.: LAP Lambert Academic Publishing, 2010. – 108 с.
    
91. Afsana Islam. Role of Secondary School in Promoting Girls Sports. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
    
92. Bayes Ahmed and RAKIBUL HASAN. ROLE OF REMITTANCE IN RURAL DEVELOPMENT. – М.: LAP Lambert Academic Publishing, 2010. – 116 с.
    
93. Rafael Calderon-Contreras. Problematizing the Role of Community in Natural Resource Management. – М.: LAP Lambert Academic Publishing, 2010. – 72 с.
    
94. Mostofa Mukul and Farida Akhtar Khanam. Role of Disaster Governance in Disaster Risk Management. – М.: LAP Lambert Academic Publishing, 2013. – 172 с.
    
95. Abul Kalam Azad. Role of NGOs in Protecting Urban Child Health in Bangladesh. – М.: LAP Lambert Academic Publishing, 2013. – 96 с.
    
96. David Agiddi. Role of Inter-firm Networks in Technology Adoption:. – М.: LAP Lambert Academic Publishing, 2010. – 280 с.
    
97. Adugna Mebrate. THE ROLE OF FARMER TO FARMER KNOWLEDGE SHARING IN INNOVATION PROCESS. – М.: LAP Lambert Academic Publishing, 2010. – 116 с.
    
98. Jokha S. Suleiman. An Evaluation of the Role of EIA Database in Promoting EIA practice. – М.: LAP Lambert Academic Publishing, 2011. – 108 с.
    
99. Nisha Sharma. Role of Non-Government Organizations In Himachal Pradesh. – М.: Scholars' Press, 2013. – 352 с.
    
100. Md. Al-Amin. The Role of Family Dynasty in the Politics of Bangladesh. – М.: LAP Lambert Academic Publishing, 2012. – 88 с.
     
101. Singh Kirti,Ramjee Lal Meena and Pankaj Kumar Mandal. Role of social capital in rural livelihood promotion. – М.: LAP Lambert Academic Publishing, 2014. – 92 с.
     
102. Mukesh Saikia. EMERGING ROLE OF UNIVERSITY LIBRARY IN SUPPORTING RESEARCH. – М.: LAP Lambert Academic Publishing, 2010. – 152 с.
     
103. Paivi Petaja. Post Traumatic Stress Disorder in Children and the Role of OT. – М.: LAP Lambert Academic Publishing, 2010. – 92 с.
     
104. Jaroslav Kling. The role of small and medium enterprises in the economy of Slovakia. – М.: LAP Lambert Academic Publishing, 2010. – 88 с.
     
105. Shakeel Ahmad Khan and Rubina Bhatti. Role of Pakistan Library Association in the Development of Profession. – М.: LAP Lambert Academic Publishing, 2012. – 100 с.
     
106. Winnie Ndeta Otsiulah. The Role of Specialised Print Media in Influencing Gender Roles:. – М.: LAP Lambert Academic Publishing, 2012. – 92 с.
     
107. Yusuf Yuksel. The Role of Culture and Communication in Organizational Change Process. – М.: LAP Lambert Academic Publishing, 2013. – 592 с.
     
108. Jennifer Marczynski. The Role of the European Court of Justice in Health Policy Integration. – М.: LAP Lambert Academic Publishing, 2013. – 120 с.
     
109. John Gaga. The Role of Church Leaders in HIV and AIDS Prevention. – М.: LAP Lambert Academic Publishing, 2011. – 140 с.
     
110. Ayeta Wangusa. The Role of New Media in the Constitutional Making Process of Kenya. – М.: LAP Lambert Academic Publishing, 2015. – 60 с.
     
111. Osir Otteng. The Role of Media in Fostering Democracy and Good Governance. – М.: LAP Lambert Academic Publishing, 2012. – 128 с.
     
112. Endalkachew Birhan. The Role of Indigenous Institutions in Local Governance. – М.: LAP Lambert Academic Publishing, 2012. – 92 с.
     
113. Tara Helena Lam. The role of self-efficacy in information-seeking behaviour. – М.: LAP Lambert Academic Publishing, 2012. – 292 с.
     
114. Chika Onyenezi. The Role Of The Media In African Conflicts. – М.: LAP Lambert Academic Publishing, 2012. – 84 с.
     
115. Jahanzeb Leghari and Aneela Sultana. Role of Jirga in solving local conflicts. – М.: LAP Lambert Academic Publishing, 2014. – 120 с.
     
116. James Nyangas. The Role of Small Water Projects in Household Poverty Alleviation. – М.: LAP Lambert Academic Publishing, 2012. – 112 с.
     
117. Majid Sajeel and Shahid Mahmood. Assessment of lead contamination in Pigeons from Lahore, Pakistan. – М.: LAP Lambert Academic Publishing, 2012. – 84 с.
     
118. Joshua Kwame Asane. Arsenic Contamination of Boreholes in the western region of Ghana. – М.: LAP Lambert Academic Publishing, 2011. – 120 с.
     
119. Mrinal Sengupta and Dipankar Chakraborti. Groundwater arsenic contamination and miseries in West Bengal-India. – М.: LAP Lambert Academic Publishing, 2013. – 324 с.
     
120. Sad Ahamed and Dipankar Chakraborti. Groundwater Arsenic Contamination and Health Effects in Bihar and UP. – М.: LAP Lambert Academic Publishing, 2012. – 384 с.
     
121. Sushant Singh. Arsenic Contamination in water, soil, and food materials in Bihar. – М.: LAP Lambert Academic Publishing, 2011. – 260 с.
     
122. Gakka Udaya Laxmi. Groundwater Quality Assessment in parts of Hyderabad, A.P., India. – М.: LAP Lambert Academic Publishing, 2011. – 224 с.
     
123. Omer ERDEM. Uncertainty Assessment for the Evaluation of NPV of a Mineral Deposit. – М.: LAP Lambert Academic Publishing, 2010. – 148 с.
     
124. Sudipta Chakraborty. Groundwater Arsenic Contamination in Chakdaha - Role of Mica Minerals. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
     
125. alok kumar. Metal Fractionation in the Aquifer Sediments of Ojhapatti area,Bihar. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
     
126. Anwar Zahid. Hydrogeology and Groundwater Model of the South-East Bengal Delta. – М.: Scholars' Press, 2015. – 188 с.
     
127. Narayan Chandra Paul. Trace Metal Contamination in the Water Environment of Dhaka City. – М.: LAP Lambert Academic Publishing, 2011. – 88 с.
     
128. Ying Ma. Role of Bacteria in Phytoremediation of Heavy Metal Contaminated Soils. – М.: LAP Lambert Academic Publishing, 2012. – 196 с.
     
129. Suhas Vyas,Taslim ahemad Khatri and Vijay Ram. Groundwater assessment in some parts of Kachchh region. – М.: LAP Lambert Academic Publishing, 2014. – 56 с.
     
130. Nanda Nautiyal,Vir Singh and K.P. Singh. Nanofiltration in the Mitigation of Arsenic Pollution in Water. – М.: LAP Lambert Academic Publishing, 2011. – 108 с.
     
131. Md. Motaleb Hossain Sarker,Ahmadul Hassan and Giasuddin Ahmed Choudhury. State of Arsenic Contamination & Community Vulnerability in Bangladesh. – М.: LAP Lambert Academic Publishing, 2012. – 260 с.
     
132. Sohail Anwar Akbar. Problems and Issues of Governance in Pakistan: Role of PAC since 2008. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
     
133. Veena Sharma,Aastha Agarwal and Urmila Chaudhary. Protective Role of Chirchita in Sodium Arsenate Treated Mice. – М.: LAP Lambert Academic Publishing, 2013. – 128 с.
     
134. Mohammad Amir Usmani,A Q Siddiqui and R K Gaur. BIPOLAR DISORDER: ROLE OF INFLAMMATORY MARKERS. – М.: LAP Lambert Academic Publishing, 2011. – 96 с.
     
135. Sunil Kumar Rai. Environmental Protection In India:Role Of Supreme Court. – М.: LAP Lambert Academic Publishing, 2014. – 392 с.
     
136. Md. Safiul Islam Afrad and Md. Enamul Haque. Impact of Arsenic Mitigation Program in Bangladesh. – М.: LAP Lambert Academic Publishing, 2012. – 216 с.
     
137. Hymavathi Kongara. Paradigm Shift in the Roles and Responsibilities. – М.: LAP Lambert Academic Publishing, 2011. – 108 с.
     
138. Ankamreddi Rama Mohan. Role of Regional Rural Banks in Rural Development. – М.: LAP Lambert Academic Publishing, 2013. – 272 с.
     
139. Alice Iaia. The Role of Subsidiaries in Strategic Technology Alliances. – М.: LAP Lambert Academic Publishing, 2011. – 84 с.
     
140. Mostafa Karbasioun,Martin Mulder and Harm Biemans. Towards Competency Profile for the Role of Agricultural Instruction. – М.: LAP Lambert Academic Publishing, 2011. – 312 с.
     

Лучшие результаты

Дополнительные результаты

1. Наука человековедения. интервью с Д. Уолтоном, профессором London Metropolitan University, экспертом CIPD. Chartered Institute of Personnel and Development, автором программы Master of Arts in Human Resource Strategies. И. Смирнова, "Кадровый менеджмент", № 5, июль-август 2007.
2. Партнерство вместо подчинения. интервью с Дезо Хорватом, деканом Schulich School of Business. Р. Крецул, "Кадровый менеджмент", № 1, февраль 2006.
3. Медицинская информатика в Web of Science: доля России в мировом публикационном потоке. Н.Г. Куракова, Л.А. Цветкова, "Врач и информационные технологии", № 4, июль-август 2012.
4. Trade-in как способ обмена автомобиля. С.Н. Гордеева, "Торговля: бухгалтерский учет и налогообложение", N 2, февраль 2011 г.
5. Back side of the moon, или темная сторона поведения персонала. интервью с Н. Русаковой, директором по персоналу ОАО "Хлебпром", А. Сукачёвым, директором "Торговой компании АС", Н. Харитоновой, руководителем службы персонала тверской компании ЗАО "ДКС". А. Колесникова, Т. Тюрина, С.  Машарипов, "Управление персоналом", N 16, август 2010 г.
6. Использование Bill of Exchange в аккредитивной форме расчетов. Н.В. Букина, "Международные банковские операции", № 6, ноябрь-декабрь 2009.
7. Проблемы применения универсальной юрисдикции in absentia. Г.А. Королев, "Журнал российского права", № 10, октябрь 2009.
8. Тонкости trade-in. С.А.Королев, "НДС. Проблемы и решения", № 8, август 2009.
9. In-store banking - новая модель банковского бизнеса. А. Пятков, "Банковское обозрение", № 11, ноябрь 2008.