Результаты поиска

Лучшие результаты

1. Yoni van Breukelen. Potential Problems of Professionalism in Dutch Hockey. – М.: LAP Lambert Academic Publishing, 2011. – 88 с.
   

Дополнительные результаты

1. Association of Academies of Sciences in Asia. Towards a Sustainable Asia: Energy. – М.: , 2012. – 80 с.
   
2. Association of Academies of Sciences in Asia. Towards a Sustainable Asia: Environment and Climate Change. – М.: , 2012. – 136 с.
   
3. Association of Academies of Sciences in Asia. Towards a Sustainable Asia: Green Transition and Innovation. – М.: , 2012. – 220 с.
   
4. Association of Academies of Sciences in Asia. Towards a Sustainable Asia: Natural Resources. – М.: , 2012. – 112 с.
   
5. Association of Academies of Sciences in Asia. Towards a Sustainable Asia: The Cultural Perspectives. – М.: , 2012. – 120 с.
   
6. Tesfaye Ali. Mastitis in East Shoa, Ethiopia: Small Scale Farming Practices and Cross-sectional Study of Mastitis in Nazareth, East Shoa, Ethiopia. – М.: , 2012. – 104 с.
   
7. Jennifer Lynn Roney. Webs of Resistence in a Newly Privatized Polish Firm. – М.: , 0. – 0 с.
   
8. Richard Cantillon. Essays on the Nature of Commerce in General. – М.: Transaction Publishers, 2001. – 188 с.
   
9. Peter Koslowski, hild Seep Conference on Economic Ethics and Philosophy 199 Marienrode. Theory of Capitalism in the German Economic Tradition. – М.: , 0. – 0 с.
   
10. Daryl Koehn. The Ground of Professional Ethics (Professional Ethics). – М.: , 0. – 0 с.
    
11. George P. Huber. The Necessary Nature of Future Firms: Attributes of Survivors in a Changing World. – М.: , 0. – 0 с.
    
12. Canadian Association of Professional, Francis Theriault. Professionally Speaking. – М.: , 0. – 0 с.
    
13. The Editors of Professional Publications. How to Become a Professional Engineer. – М.: , 0. – 0 с.
    
14. Garth L. Mangum, Stephen L. Mangum, Andrew M. Sum, Andrew Sum, Sar A. Programs in Aid of the Poor Levitan. The Persistence of Poverty in the United States. – М.: , 0. – 0 с.
    
15. Eudine Barriteau. The Political Economy of Gender in the Twentieth-Century Carribbean (International Political Economy). – М.: , 0. – 0 с.
    
16. Ilde Rizzo, Iide Rizzo, Ruth Towse. The Economics of Heritage: A Study in the Political Economy of Culture in Sicily. – М.: , 0. – 0 с.
    
17. American Chamber of Commerce in Japan, Am Chamber of Comm in Jap. Setting Up an Office in Japan: The American Chamber of Commerce in Japan. – М.: , 0. – 0 с.
    
18. Richard E. Just, Rulon D. Pope. A Comprehensive Assessment of the Role of Risk in U.S. Agriculture (Natural Resource Management and Policy). – М.: , 0. – 0 с.
    
19. Drew Fudenberg, David K. Levine. The Theory of Learning in Games (Economic Learning and Social Evolution). – М.: , 0. – 0 с.
    
20. Arun Maira. Shaping the Future: Leadership through Communities of Aspiration in India and Beyond. – М.: , 0. – 0 с.
    
21. Kimberly A. Webb, J. Garrett Ralls Jr. The Nature of Chaos in Business : Using Complexity to Foster Successful Global Alliances. – М.: , 0. – 0 с.
    
22. Frank J. Fabozzi, Robert Paul Molay. Perspectives on Equity Indexing, 2nd Edition of Professional Perspectives on Indexing. – М.: , 0. – 0 с.
    
23. David L. Olson. Decision AIDS for Selection Problems (Springer Series in Operations Research). – М.: , 0. – 0 с.
    
24. Archie A. Silver, Rosa A. Hagin. Disorders of Learning in Childhood. – М.: , 0. – 0 с.
    
25. Mien Segers, F. J. R. C. Dochy, Eduardo Cascallar. Optimising New Modes of Assessment: In Search of Qualities and Standards (Innovation and Change in Professional Education, ?1). – М.: , 0. – 0 с.
    
26. Jim Henry. Writing Workplace Cultures: An Archaeology of Professional Writing. – М.: , 0. – 0 с.
    
27. Frank A. Stasiowski. Architect's Essentials of Winning Proposals (The Architect's Essentials of Professional Practice). – М.: , 2003. – 0 с.
    
28. Victor Pinedo. Tsunami : Building Organizations Capable of Prospering in Tidal Waves. – М.: , 2004. – 0 с.
    
29. William M. Sullivan. Work and Integrity : The Crisis and Promise of Professionalism in America (JB-Carnegie Foundation for the Adavancement of Teaching). – М.: , 2004. – 0 с.
    
30. State of the Art of Research in International Marketing Conference. Handbook of Research in International Marketing. – М.: , 2003. – 0 с.
    
31. E. Woerdman. The Institutional Economics of Market-Based Climate Policy, Volume 7 (Developments in Environmental Economics). – М.: , 2004. – 0 с.
    
32. E.D. Solojentsev. Scenario Logic and Probabilistic Management of Risk in Business and Engineering (Applied Optimization). – М.: , 2004. – 0 с.
    
33. Victor Pinedo. Tsunami : Building Organizations Capable of Prospering in Tidal Waves. – М.: , 2004. – 0 с.
    
34. Lawrence A Babb. Alchemies of Violence: Myths of Identity and the Life of Trade in Western India. – М.: , 2004. – 0 с.
    
35. David Koren. Architect's Essentials of Marketing (The Architect's Essentials of Professional Practice). – М.: , 2004. – 288 с.
    
36. Anne Bogardus. PHR/SPHR: Professional in Human Resources Certification Study Guide. – М.: Sybex, 2007. – 576 с.
    
37. Martyn J. Powell. The Politics Of Consumption In Eighteenth-century Ireland. – М.: , 2006. – 293 с.
    
38. Cathy Lee Gibson. PHR Exam Prep: Professional in Human Resources (Exam Cram). – М.: , 2005. – 696 с.
    
39. Scott M. Beekman. Ringside: A History of Professional Wrestling in America. – М.: Praeger Publishers, 2006. – 224 с.
    
40. Kitty Hailey. Code of Professional Conduct. – М.: , 2006. – 132 с.
    
41. Rachel Tribe. The Handbook of Professional and Ethical Practice for Psychologists, Counsellors and Psychotherapists. – М.: , 2004. – 288 с.
    
42. Michael S. Pritchard. Professional Integrity: Thinking Ethically. – М.: , 2006. – 195 с.
    
43. Nassim Nicholas Taleb. Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets. – М.: Random House Trade Paperbacks, 2005. – 368 с.
    
44. Gerald J. Hahn, Necip Doganaksoy. The Role of Statistics in Business and Industry (Wiley Series in Probability and Statistics). – М.: , 2008. – 344 с.
    
45. Michael Bradshaw, Andy Flower, David Fridley, Sunjoy Joshi, Najeeb Jung, David Ledesma, Akira Miyamo. Natural Gas in Asia: The Challenges of Growth in China, India, Japan and Korea. – М.: , 2008. – 432 с.
    
46. Peter Hoflich, The Asian Banker. Asias Banking CEOs: The Future of Finance in Asia. – М.: , 2008. – 250 с.
    
47. Dinesh Dodhia. The Emerging Debt Problems of Small States: Economic Paper #78 (Economic Paper Series). – М.: , 2008. – 106 с.
    
48. Stefan Kesenne. The Economic Theory of Professional Team Sports: An Analytical Treatment (New Horizons in the Economics of Sport). – М.: , 2008. – 162 с.
    
49. Anne Bogardus. PHR / SPHR: Professional in Human Resources Certification Study Guide. – М.: , 2009. – 672 с.
    
50. Chris Patel. A Comparative Study of Professional Accountants' Judgements. – М.: Elsevier, 2006. – 232 с.
    
51. Jonathan L. S. Byrnes. Islands of Profit in a Sea of Red Ink: Why 40 Percent of Your Business Is Unprofitable and How to Fix It. – М.: Portfolio, 2010. – 304 с.
    
52. Ulfried Geuter. The Professionalization of Psychology in Nazi Germany. – М.: Cambridge University Press, 1992. – 360 с.
    
53. John L. Greenberg. The Problem of the Earth's Shape from Newton to Clairaut: The Rise of Mathematical Science in Eighteenth-Century Paris and the Fall of 'Normal' Science. – М.: , 2010. – 800 с.
    
54. CHAKRAVARTY. PROBLEMS OF SPACE SCIENCE EDUCATION AND THE ROLE OF TEACHERSPROCEEDINGS OF PSRDC1 COSPAR SYMP BIRMINGHAM 14-21 JULY 1996ADVANCES IN SPACE RESEARCH VOLUME 20 NO 7. – М.: , 2010. – 0 с.
    
55. Michail Borsuk. Elliptic Boundary Value Problems of Second Order in Piecewise Smooth Domains,69. – М.: , 2010. – 538 с.
    
56. Abdullah Hassan Masry. Prehistory in Northeastern Arabia – The Problem of Interregional Interaction. – М.: , 1997. – 264 с.
    
57. Gavin Jones. American Hungers – The Problem of Poverty in U.S. Literature, 1840–1945. – М.: , 2009. – 248 с.
    
58. Em Markman. Categorization & Naming in Children – Problems of Induction. – М.: , 1989. – 264 с.
    
59. Jan Luiten Van Zanden. The Strictures of Inheritance – The Dutch Economy in the Nineteenth Century. – М.: , 2004. – 416 с.
    
60. The American Institute of Architects. The Architect?s Handbook of Professional Practice. – М.: , 2003. – 184 с.
    
61. Fodor. Psychosemantics – The Problems of Meaning in the Philosophy of Mind. – М.: , 1987. – 0 с.
    
62. C ROLE. Shagass Modern Problems Of Pharmacopsychiatry: Rol E Ofdrugs In Community Psychiatry. – М.: , 1971. – 0 с.
    
63. L Febvre. The Problem of Unbelief in the Sixteenth Century – The Religion of Rabel. – М.: , 1990. – 552 с.
    
64. Jacques Derrida. The Problem of Genesis in Husserl?s Philosophy. – М.: , 2003. – 232 с.
    
65. Jonathan R. Grandine. The Problem of Shape in the Prelude – The Conflict of Private & Public Speech. – М.: , 1974. – 54 с.
    
66. Mary Poovey. A History of the Modern Fact – Problems of Knowledge in the Sciences of Wealth & Society. – М.: , 1998. – 444 с.
    
67. American Institute of Architects. The Architect?s Handbook of Professional Practice. – М.: , 2008. – 1040 с.
    
68. W OSSWALD. Osswald Problems Of Adrenergic Mechanisms In ?blood Vessels? (paper Only). – М.: , 1984. – 50 с.
    
69. Henk Van Nierop. Treason in the Northern Quarter – War, Terror and the Rule of Law in the Dutch Revolt. – М.: , 2009. – 304 с.
    
70. Tc Holt. The Problem of Race in the Twenty–First Century. – М.: , 2002. – 160 с.
    
71. HG KAUFMAN. Kaufman ?professionals? In Search Of Work – Coping With The Stress Of Job Loss & Underempl. – М.: , 1982. – 360 с.
    
72. P PSYCHO. Pichot Modern Problems Of Pharmacopsychiatry:psych Ologmeasurements In Psychopharmacology. – М.: , 1974. – 0 с.
    
73. Arthur Applbaum. Ethics for Adversaries – The Morality of Roles in Public & Professional Life. – М.: , 2000. – 288 с.
    
74. Ha Wolfson. Wolfson: ?crescas? Critique Of Aristotle: Problems Of Aristotles Physics In Jewish & Arabic. – М.: , 1974. – 778 с.
    
75. W GROUP. Hulse Topical Problems Of Psychotherapy: Sources Of Conflict In Contemp/psychoth. – М.: , 1971. – 0 с.
    
76. Michael H. Gerardi. Settleability Problems and Loss of Solids in the Activated Sludge Process. – М.: , 2002. – 192 с.
    
77. The American Institute of Architects. The Architect?s Handbook of Professional Practice Update 2004. – М.: , 2004. – 176 с.
    
78. Ronald Egan. The Problem of Beauty – Aesthetic Thought and Pursuits in Northern Song Dynasty China. – М.: , 2006. – 426 с.
    
79. KW CATTERMOLE. Cattermole: Mathematical Topics In Telecommunications, Vol 2: Problems Of Randomness In Communication Engineering. – М.: , 1984. – 356 с.
    
80. The American Institute of Architects. The Architect?s Handbook of Professional Practice. – М.: , 2001. – 1008 с.
    
81. American Institute of Architects. The Architect?s Handbook of Professional Practice Update 2006. – М.: , 2006. – 192 с.
    
82. Tc Holt. The Problem of Race in the 21st Century. – М.: , 2001. – 160 с.
    
83. Katrin Schultheiss. Bodies & Souls – Politics & the Professionalization of Nursing in France 1880–1922. – М.: , 2001. – 256 с.
    
84. Steven Brint. In an Age of Experts – the Changing Role of Professionals in Politics & Public Life (Paper). – М.: , 1996. – 288 с.
    
85. OAS. Problems of Tax Administration in Latin America. – М.: , 1965. – 0 с.
    
86. Shewaferaw Shibeshi. Blood Flow Dynamics and Transport of Macromolecules in Atherosclerosis. – М.: LAP Lambert Academic Publishing, 2010. – 88 с.
    
87. Jhalukpreya Surujlal. The management of professional sports coaches in South Africa. – М.: LAP Lambert Academic Publishing, 2012. – 400 с.
    
88. Yoni van Breukelen. Potential Problems of Professionalism in Dutch Hockey. – М.: LAP Lambert Academic Publishing, 2011. – 88 с.
    
89. Leonard Akwany. Potential Impacts of Biofuels in Africa. – М.: LAP Lambert Academic Publishing, 2010. – 88 с.
    
90. Abir Hassan. Problems and prospects of Industry in Bangladesh:A Study on Jute Mill. – М.: LAP Lambert Academic Publishing, 2013. – 72 с.
    
91. Tanuja Mohapatra. Problems of Elderly in Families. – М.: LAP Lambert Academic Publishing, 2011. – 272 с.
    
92. Wondyrad Asmamaw. The Dynamics and Implications of Conflicts in Multi-ethnic Society. – М.: LAP Lambert Academic Publishing, 2011. – 104 с.
    
93. Richard Kemboi Chesang. Problems Of Squatters In Kenya. – М.: LAP Lambert Academic Publishing, 2012. – 52 с.
    
94. Joseph Chimbuto. Rights Based Approaches & The New Politics of Funding in African NGOs. – М.: LAP Lambert Academic Publishing, 2012. – 76 с.
    
95. Ibrar Hussain. Definition of Energy in General Relativity via Approximate Symmetries. – М.: LAP Lambert Academic Publishing, 2012. – 156 с.
    
96. Kitinya Kirina,Richard Onwonga and Geoffrey Kironchi. Modeling potential impact of climate change in semi-arid areas. – М.: LAP Lambert Academic Publishing, 2013. – 164 с.
    
97. Yonas Tadesse. Socioeconomic impacts of flooding in dire dawa, Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 76 с.
    
98. Predrag Sumarac. Improving the financing aspect of management in the NP Kopaonik. – М.: LAP Lambert Academic Publishing, 2010. – 68 с.
    
99. Deepak Dwivedi. Study of Methanogenesis in Rumen Microbes. – М.: LAP Lambert Academic Publishing, 2013. – 80 с.
    
100. Patricia Mawusi Amos. Problems of Adolescents and Self-concept. – М.: LAP Lambert Academic Publishing, 2011. – 104 с.
     
101. Ndieze Nnawuchi. Impact of Professional Learning Communities in Alternative School. – М.: Scholars' Press, 2013. – 220 с.
     
102. Ebise D. Ayana. Trafficking Of Women In Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 88 с.
     
103. Edward A. Matusek. The Problem of Evil in Augustine's "Confessions". – М.: LAP Lambert Academic Publishing, 2012. – 164 с.
     
104. Muhsin Akbas. The Problem of Evil and Theodicy. – М.: Scholars' Press, 2013. – 340 с.
     
105. Sulaiman Olayinka Opafola. Crisis of Development in Africa. – М.: LAP Lambert Academic Publishing, 2012. – 72 с.
     
106. Puli Subramanym. Performance and Problems of Micro and Small Industrial Units in Kadapa. – М.: LAP Lambert Academic Publishing, 2013. – 244 с.
     
107. Md. Istiaque Hossain Molla. Issues and Problems of Public Personnel Management in Bangladesh. – М.: LAP Lambert Academic Publishing, 2012. – 240 с.
     
108. Farhat Nasim. Problems Of Democracy In Pakistan 1999-2007. – М.: LAP Lambert Academic Publishing, 2011. – 140 с.
     
109. Bugabo G. Stephen. The Problem Of Street Children In Developing Countries. – М.: LAP Lambert Academic Publishing, 2013. – 92 с.
     
110. Eshe Killian. Professionalizing The Field of Nonprofit Management. – М.: LAP Lambert Academic Publishing, 2011. – 72 с.
     
111. Kubra Dilek Azman. The Problem of Democratic Deficit in the European Union. – М.: LAP Lambert Academic Publishing, 2011. – 92 с.
     
112. Neriman Cak?r. The Problem of Immigrants in TRNC in the Light of International Law. – М.: LAP Lambert Academic Publishing, 2011. – 108 с.
     
113. Deana Manning. Are Lanyards a Source of Contamination in the Operating Room?. – М.: LAP Lambert Academic Publishing, 2011. – 56 с.
     
114. Eemeli Blasten. The inverse problem of the Schrodinger equation in the plane. – М.: LAP Lambert Academic Publishing, 2011. – 68 с.
     
115. Pahlaj Moolio. Studies in Optimization to Solve the Problems of Economics. – М.: LAP Lambert Academic Publishing, 2012. – 148 с.
     
116. Anatoly Plotnikov. Problems of the class NP. – М.: LAP Lambert Academic Publishing, 2011. – 152 с.
     
117. Sapna Sharma. Unit Cost of Professional Higher Education Sector in Punjab. – М.: LAP Lambert Academic Publishing, 2012. – 112 с.
     
118. Amr Jamal. Physicians' perception toward elements of professionalism in Saudi. – М.: LAP Lambert Academic Publishing, 2014. – 96 с.
     
119. Mohammad Simon Rahman. Problems of Diaspora in South Asian Writings. – М.: LAP Lambert Academic Publishing, 2012. – 56 с.
     
120. Ephraim Chukwu. Problems of English Intonation in a Second Language Situation. – М.: LAP Lambert Academic Publishing, 2012. – 136 с.
     
121. Rehema Ogha Stephano. Deviation of Information in Translations. – М.: LAP Lambert Academic Publishing, 2012. – 72 с.
     
122. Jacqueline Burdekin. Major Problems of Translation in the field of Psychology. – М.: LAP Lambert Academic Publishing, 2011. – 172 с.
     
123. serhat uzun. The Problem of Cultural Diversity in American Scene. – М.: LAP Lambert Academic Publishing, 2011. – 80 с.
     
124. Bezawit Sentayehu. Socio-economic problems of women petty traders in Addis Ababa. – М.: LAP Lambert Academic Publishing, 2014. – 56 с.
     
125. Mohita Singh. Parents' experiences of Professionals in Rehabilitation Process. – М.: LAP Lambert Academic Publishing, 2013. – 104 с.
     
126. Study Dangala. THE POTENTIAL ROLE OF INDIGENOUS HEALERS IN LIFE SKILLS EDUCATION. – М.: LAP Lambert Academic Publishing, 2010. – 128 с.
     
127. Defeng Li. Potential and Problems of Communicative Language Teaching in China. – М.: LAP Lambert Academic Publishing, 2014. – 236 с.
     
128. Anne Reynolds. Problem-centered Learning in Mathematics. – М.: LAP Lambert Academic Publishing, 2009. – 224 с.
     
129. Mujahid Azam. Problems of Gender Inequalities of Girls in Primary. – М.: LAP Lambert Academic Publishing, 2014. – 196 с.
     
130. Leisangthem Binita Devi. Problems of Academic Administration in the Institutions. – М.: LAP Lambert Academic Publishing, 2011. – 96 с.
     
131. Barbara Macario. The profitability of investing in Dutch execution auctions. – М.: LAP Lambert Academic Publishing, 2010. – 64 с.
     
132. Godfrey Adda. The Potential Impact of Corporate Social Responsibility Awareness. – М.: LAP Lambert Academic Publishing, 2011. – 116 с.
     
133. Samiya Abdullahi. Factors Affecting Loan Repayment Performance of Women in Ethiopia. – М.: LAP Lambert Academic Publishing, 2011. – 128 с.
     
134. Abdul-Rasheed Akeji Alhassan Alolo. The Role Of Government In Venture Capital Investment In Ghana. – М.: LAP Lambert Academic Publishing, 2014. – 84 с.
     
135. Girma Tefera. The marketing practices and problems of MSEs in Addis Ababa. – М.: LAP Lambert Academic Publishing, 2012. – 92 с.
     
136. Lena Kholodova. The effects of downsizing on layoff survivors in Dutch organizations. – М.: LAP Lambert Academic Publishing, 2009. – 76 с.
     
137. Salma Jan. Role of Language in Teaching & Learning of Mathematical Word Problems. – М.: LAP Lambert Academic Publishing, 2012. – 148 с.
     
138. Hwee Ling Lim. Life and Work Motivators of Gen Y Professionals in the Middle-East. – М.: LAP Lambert Academic Publishing, 2011. – 104 с.
     
139. Yehualashet Demeke Lakew. Problems of Resources in Chiro Technical Vocational School. – М.: LAP Lambert Academic Publishing, 2011. – 68 с.
     
140. Sunday Uhunmwuangho and Philomena Urhoghide. Problems of Local Government Finance in Nigeria. – М.: LAP Lambert Academic Publishing, 2012. – 76 с.
     

Лучшие результаты

Дополнительные результаты

1. Наука человековедения. интервью с Д. Уолтоном, профессором London Metropolitan University, экспертом CIPD. Chartered Institute of Personnel and Development, автором программы Master of Arts in Human Resource Strategies. И. Смирнова, "Кадровый менеджмент", № 5, июль-август 2007.
2. Партнерство вместо подчинения. интервью с Дезо Хорватом, деканом Schulich School of Business. Р. Крецул, "Кадровый менеджмент", № 1, февраль 2006.
3. Еxecutive search - это знания, которых нет у рекрутеров. интервью с М. Мягковой, владельцем компании Perfect Search Company, Executive Search & Professional Recruitment. "Управление персоналом", № 23, декабрь 2005.
4. Медицинская информатика в Web of Science: доля России в мировом публикационном потоке. Н.Г. Куракова, Л.А. Цветкова, "Врач и информационные технологии", № 4, июль-август 2012.
5. Ошибка минера и рекрутера - прочувствуйте разницу.... интервью с А.  Новиковой, руководителем проекта "HR-ассоциация Санкт-Петербурга", А.  Викуловой, экспертом в области управления персоналом, независимым членом HR-ассоциации Санкт-Петербурга, К. Родиной, директором департамента подбора персонала компании EMG Professionals, А. Шавериной, ведущим специалистом по подбору персонала компании BusinessLink Personnel. В.  Горлов, "Управление персоналом", N 10, май 2012 г.
6. Зомбирование банков, или Too-big-to-fail problem. Г.Б. Петров, "Управление в кредитной организации", N 2, март-апрель 2011 г.
7. Trade-in как способ обмена автомобиля. С.Н. Гордеева, "Торговля: бухгалтерский учет и налогообложение", N 2, февраль 2011 г.
8. Back side of the moon, или темная сторона поведения персонала. интервью с Н. Русаковой, директором по персоналу ОАО "Хлебпром", А. Сукачёвым, директором "Торговой компании АС", Н. Харитоновой, руководителем службы персонала тверской компании ЗАО "ДКС". А. Колесникова, Т. Тюрина, С.  Машарипов, "Управление персоналом", N 16, август 2010 г.
9. Использование Bill of Exchange в аккредитивной форме расчетов. Н.В. Букина, "Международные банковские операции", № 6, ноябрь-декабрь 2009.
10. Проблемы применения универсальной юрисдикции in absentia. Г.А. Королев, "Журнал российского права", № 10, октябрь 2009.
11. Тонкости trade-in. С.А.Королев, "НДС. Проблемы и решения", № 8, август 2009.
12. In-store banking - новая модель банковского бизнеса. А. Пятков, "Банковское обозрение", № 11, ноябрь 2008.