Результаты поиска

Лучшие результаты

1. Jyoti Verma. Status of Physical Environment in Public Libraries. – М.: LAP Lambert Academic Publishing, 2012. – 128 с.
   

Дополнительные результаты

1. Don Fullerton, Gilbert E. Metcalf. The Distribution of Tax Burdens (International Library of Critical Writings in Economics, 155). – М.: , 0. – 0 с.
   
2. E. Van Ierland, Jan Van Der Straaten, Herman R. J. Vollebergh, Ekko C. Van Ierland. Economic Growth and Valuation of the Environment: A Debate. – М.: , 0. – 0 с.
   
3. Douglas M. Priest, William E. Becker, Don Hossler, Edward P. St. John. Incentive-Based Budgeting Systems in Public Universities. – М.: , 0. – 0 с.
   
4. Japan Environmental Council. The State of Environment in Asia 2002/2003. – М.: , 0. – 0 с.
   
5. Horst Siebert. Economics of the Environment: Theory and Policy. – М.: , 0. – 0 с.
   
6. Eric R. A. N. Smith. Energy, the Environment, and Public Opinion. – М.: , 0. – 0 с.
   
7. Richard B. Hall. Financing Public Library Buildings (How-To-Do-It Manuals for Librarians). – М.: , 0. – 0 с.
   
8. Asian Development Bank. Sociological Status of Women in Selected DMCs. – М.: , 0. – 0 с.
   
9. Joy M. Greiner. Exemplary Public Libraries : Lessons in Leadership, Management, and Service (Libraries Unlimited Library Management Collection). – М.: , 0. – 0 с.
   
10. Michael Levine. A Branded World: Adventures in Public Relations and the Creation of Superbrands. – М.: Wiley, 2003. – 256 с.
    
11. Lucio Sarno, Mark Taylor. New Developments in Exchange Rate Economics (International Library of Critical Writings in Economics, 148). – М.: , 0. – 0 с.
    
12. The Status of Women in Classical Economic Thought. – М.: , 2004. – 0 с.
    
13. William Revill Kerr. Tourism Public Policy, and the Strategic Management of Failure (Advances in Tourism Research). – М.: , 2003. – 0 с.
    
14. Rebecca Brumley. Neal Schuman Directory of Public Library Job Descriptions. – М.: , 2005. – 0 с.
    
15. Advances in Public Economics: Utility, Choice and Welfare: A Festschrift for Christian Seidl (Theory and Decision Library C:). – М.: , 2005. – 327 с.
    
16. Horst Siebert. Economics of the Environment: Theory and Policy. – М.: , 2004. – 325 с.
    
17. Adrian Kay. The Dynamics of Public Policy: Theory And Evidence (New Horizons in Public Policy). – М.: , 2006. – 149 с.
    
18. Meta-Regression Analysis: Issues of Publication Bias in Economics (Surveys of Recent Research in Economics). – М.: , 2005. – 256 с.
    
19. Motivation in Public Management: The Call of Public Service. – М.: , 2008. – 352 с.
    
20. The Role of the Environment in Poverty Alleviation (People and the Environment). – М.: , 2008. – 224 с.
    
21. Michael Regester, Judy Larkin. Risk Issues and Crisis Management in Public Relations: A Casebook of Best Practice (PR in Practice). – М.: , 2008. – 256 с.
    
22. Ethics and Integrity of Governance: Perspectives Across Frontiers (New Horizons in Public Policy). – М.: , 2008. – 275 с.
    
23. Joost Pauwelyn. Conflict of Norms in Public International Law: How WTO Law Relates to other Rules of International Law (Cambridge Studies in International and Comparative Law). – М.: , 2009. – 554 с.
    
24. Paudel Shambhu, Dr Shant Raj Jnawali. Current Status of Wild Olive (Olea cuspidata Wall.ex G. Don): in Bajura District of Nepal. – М.: , 2010. – 56 с.
    
25. Roger S. Keyes. Ehon: The Artist And the Book in Japan. – М.: New York Public Library, 2006. – 320 с.
    
26. Howard Bridgman, Deidre Dragovish, John Dodson. The AUstralian Physical Environment. – М.: , 2008. – 432 с.
    
27. Committee on Forefronts of Science at the Interface of Physical and Life Sciences, National Research. Research at the Intersection of the Physical and Life Sciences. – М.: , 2010. – 102 с.
    
28. The New York Public Library. The New York Public Library Amazing World Geography. – М.: , 2002. – 176 с.
    
29. A H Guth. Asymptotic Realms of Physics – Essays in Honor of Francis E Low. – М.: , 1983. – 0 с.
    
30. The Editors of Black Issues in Higher Education. The Unfinished Agenda of Brown v. Board of Education. – М.: , 2004. – 256 с.
    
31. Library. American Prints in the Library of Congress. – М.: , 1970. – 0 с.
    
32. The Editors of Black Iissues in Higher Education (BIHE). The Unfinished Agenda of the Selma–Montgomery Voting Rights March. – М.: , 2005. – 240 с.
    
33. Anne Proffitt Dupre. Speaking Up – The Unintended Costs of Free Speech in Public Schools. – М.: , 2010. – 304 с.
    
34. The New York Public Library. The New York Public Library Amazing Native American History. – М.: , 1999. – 176 с.
    
35. The New York Public Library. The New York Public Library Amazing Hispanic American History. – М.: , 1998. – 192 с.
    
36. ICAA (The Institute of Chartered Accountants in Australia). Financial Reporting Handbook 2008. – М.: , 2008. – 0 с.
    
37. ICAA (The Institute of Chartered Accountants in Australia). Financial Reporting Handbook 2010. – М.: , 2010. – 1992 с.
    
38. The New York Public Library. The New York Public Library Amazing Explorers. – М.: , 2001. – 176 с.
    
39. The New York Public Library. The New York Public Library Amazing Scientists. – М.: , 2002. – 176 с.
    
40. ICAA (The Institute of Chartered Accountants in Australia). Auditing and Assurance Handbook 2010. – М.: , 2010. – 0 с.
    
41. Schomburg Center for Research in Black Culture, The New York Public Library. The Black New Yorkers. – М.: , 1999. – 480 с.
    
42. The New York Public Library. The New York Public Library Business Desk Reference. – М.: , 1997. – 512 с.
    
43. Planck. The Changing Status of German Reunification in Wes tern Diplomacy, 1955–1966. – М.: , 1967. – 0 с.
    
44. John Zeisel. Inquiry by Design. – М.: W. W. Norton & Company, Inc., 2006. – 400 с.
    
45. Muhammad Yamin. Status of Farm Mechanization in Punjab, Pakistan. – М.: LAP Lambert Academic Publishing, 2012. – 100 с.
    
46. Biswajit Sardar. Socio-Economic Status of Indian Physically Challenged Swimmers. – М.: LAP Lambert Academic Publishing, 2014. – 76 с.
    
47. Phitak Lekkla. Impact of Physical Education on the Attitudes and Exercise Behaviour. – М.: LAP Lambert Academic Publishing, 2010. – 260 с.
    
48. Faustin Gasper. Status of HIV/AIDS in Secondary Schools. – М.: LAP Lambert Academic Publishing, 2012. – 88 с.
    
49. Juliet Wafula. Nutritional Status of Menopausal Women. – М.: LAP Lambert Academic Publishing, 2013. – 56 с.
    
50. Mange Ram. Total Quality Management in the Electronic Age in University Libraries. – М.: LAP Lambert Academic Publishing, 2010. – 376 с.
    
51. Jerusalem Yibeltal. The Status of Parental Involvement in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 120 с.
    
52. Bishnu Bahadur Khatri. Role of community forestry in rural development of Nepal. – М.: LAP Lambert Academic Publishing, 2012. – 116 с.
    
53. Jaya Kumara and KHAISER NIKAM. Attitudes of Young Adults towards Public Library Services in Karnataka. – М.: Scholars' Press, 2014. – 272 с.
    
54. Shripad R. Pathrikar,Yogaraj S. Firke and Madansing D. Golwal. Marketing of Public Library Services. – М.: LAP Lambert Academic Publishing, 2012. – 88 с.
    
55. Jyoti Verma. Status of Physical Environment in Public Libraries. – М.: LAP Lambert Academic Publishing, 2012. – 128 с.
    
56. Wondwossen Mulualem Beyene. Personalization and Usage Data in Academic Libraries. – М.: LAP Lambert Academic Publishing, 2013. – 128 с.
    
57. ABRIFOR CHIEDU. TEACHERS’ PERCEPTION ON THE EFFECTIVENESS OF PHYSICAL PUNISHMENT. – М.: LAP Lambert Academic Publishing, 2010. – 108 с.
    
58. Luis Mario Segura Hechavarria. The Implementation of e-Inclusion in Public Libraries. – М.: LAP Lambert Academic Publishing, 2013. – 120 с.
    
59. Henry Kinya. Public library System in Kenya:An Analytical study. – М.: LAP Lambert Academic Publishing, 2012. – 448 с.
    
60. Ravindra Bagul and Satyaprakash Nikose. Use of E-Journals in Universities. – М.: LAP Lambert Academic Publishing, 2012. – 232 с.
    
61. Konda Ramalinga Reddy. Health Aspects of the Elderly in two Tribal Communities. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
    
62. Samuel Tuhufo Quagraine. Learning Centre Service Provision in the Public Library of Ghana. – М.: LAP Lambert Academic Publishing, 2012. – 116 с.
    
63. Wilson Okaka. Debating the Birth of Community Radio in Bangladesh. – М.: LAP Lambert Academic Publishing, 2014. – 116 с.
    
64. Francis Kintu. The Status of Health Care in the Local Area of Taung. – М.: LAP Lambert Academic Publishing, 2011. – 100 с.
    
65. Sintayehu Kebede. Brain Drain of Medical Doctors in Ethiopia. – М.: LAP Lambert Academic Publishing, 2013. – 72 с.
    
66. Samuel Abaidoo. The Role of Environmental Ethics in Human-Nature Interaction. – М.: LAP Lambert Academic Publishing, 2009. – 192 с.
    
67. Inga L. Ragozina and / Stephen W. Marshall Ph.D. The Status of Public Relations in Russia. – М.: LAP Lambert Academic Publishing, 2009. – 92 с.
    
68. N. Subramanian. Reading Habits of Tribal People in Public Libraries. – М.: LAP Lambert Academic Publishing, 2011. – 104 с.
    
69. Uzoamaka Igwesi. Status of Digitization in Federal University Libraries in Nigeria. – М.: LAP Lambert Academic Publishing, 2012. – 72 с.
    
70. Sahidul Ahmed and Najnin Sultana. Social and Economic Status of Scheduled Castes in Tripura. – М.: LAP Lambert Academic Publishing, 2014. – 132 с.
    
71. S. Dhanavandan. ICT Infrastructures in Academic Libraries. – М.: LAP Lambert Academic Publishing, 2011. – 308 с.
    
72. Rakshit Bhattacharjee and Tulshi Kumar Das. The Role and Status of the Women Living in Slum. – М.: LAP Lambert Academic Publishing, 2011. – 72 с.
    
73. I.S.Kishore Mathew Arnold. Socio-Economic Status of Rural Women in Kadapa District of A.P. – М.: LAP Lambert Academic Publishing, 2014. – 204 с.
    
74. Lucy Gikonyo,Jariah Masud and Shariffa Aziza Harun. Gender Differences in the Economic Status of the Elderly: Malaysia. – М.: LAP Lambert Academic Publishing, 2012. – 152 с.
    
75. Pragyan Das. Status Of Unwed Mothers In Odisha. – М.: LAP Lambert Academic Publishing, 2012. – 312 с.
    
76. Krishna Giri. Fish Distribution Pattern And Status Of Fisher Community In Phewa Lake. – М.: LAP Lambert Academic Publishing, 2013. – 72 с.
    
77. Jafaru M. Egieya and Gregory O. Avwiri. Radiometric Assay of Hazard Indices in Soil and Water, Nigeria. – М.: LAP Lambert Academic Publishing, 2014. – 112 с.
    
78. Sarah Hwa In Lee and Carlos Augusto Fernandes de Oliveira. Molecular identification of S. aureus in the milking environment. – М.: LAP Lambert Academic Publishing, 2013. – 92 с.
    
79. Handsen Tibugari. Resistance Status of Cotton Pests in the Era of Zimbabwe Land Reform. – М.: LAP Lambert Academic Publishing, 2011. – 108 с.
    
80. Uma Koirala. Nutritional status of adolescent girls in rural Kathmandu. – М.: LAP Lambert Academic Publishing, 2011. – 180 с.
    
81. Govind hanmantrao Balde and Afsar Shaikh. Biological Contamination Of Reservoir Purna District Parbhani. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
    
82. Mukesh Singh Thapa. Nutritional Status of Under Five Children in Nepal. – М.: LAP Lambert Academic Publishing, 2014. – 64 с.
    
83. M. Nagma. Inland Fishery Resources of District Muzaffarnagar in North India. – М.: LAP Lambert Academic Publishing, 2015. – 196 с.
    
84. Terwase Shabu and Theresa Sewuese Uchi. Residents' Perception Of Environmental Quality In Judges Quarters. – М.: LAP Lambert Academic Publishing, 2012. – 88 с.
    
85. AMIT KUMAR. Study of Rural Settlements in Western Himalayas with the Help of GIS. – М.: LAP Lambert Academic Publishing, 2012. – 108 с.
    
86. Abdul Majid and Naila Siddique. Assessment Of Heavy Metals In The Environment Of Lahore Pakistan. – М.: LAP Lambert Academic Publishing, 2012. – 96 с.
    
87. Kaana Asemave and Benjamin Asen Anhwange. Evaluation of Heavy Metals in Waste Dumpsites. – М.: LAP Lambert Academic Publishing, 2013. – 52 с.
    
88. Sarah Ayeri Ogalleh. STATUS OF ON-FARM TREE PLANTING IN RIVER NJORO WATERSHED, KENYA. – М.: LAP Lambert Academic Publishing, 2010. – 100 с.
    
89. Vidyadhar Atkore,K. Sivakumar and A. J. T. Johnsingh. Diversity distribution and conservation status of freshwater fishes. – М.: LAP Lambert Academic Publishing, 2011. – 76 с.
    
90. Farzaneh Soflaei. A Study on Revitalization of Baharestan Square in Tehran, Iran. – М.: Scholars' Press, 2014. – 388 с.
    
91. Zhiren Wang. Modeling of the Physical Environment and its Effects in Delaware Bay. – М.: Scholars' Press, 2014. – 132 с.
    
92. Alia B. Munshi and Sobia Khawaja. Fundamental Status of Marine Pollution in Pakistan. – М.: LAP Lambert Academic Publishing, 2012. – 312 с.
    
93. Pawan Kumar Attri. Monitoring and Conservation Status of Wetlands in Himachal Himalaya. – М.: LAP Lambert Academic Publishing, 2012. – 152 с.
    
94. Manisha Agarwal. Organizational Factors and Quality of Patient Care In Public Hospitals. – М.: LAP Lambert Academic Publishing, 2012. – 112 с.
    
95. Archana Malik-Goure. Status of Women Ascetics in Jaina and Buddhist (Sramana) Traditions. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
    
96. Herm Zandman. Physical Education In Holistic Christian Education. – М.: LAP Lambert Academic Publishing, 2012. – 300 с.
    
97. Nimai Chand Saha. Present Status of Public Libraries of Ambika Kalna, Burdwan : A Study. – М.: LAP Lambert Academic Publishing, 2013. – 92 с.
    
98. Rushmansab Gurikar and B. D. Kumbar. Karnataka Public Library System in India. – М.: LAP Lambert Academic Publishing, 2014. – 96 с.
    
99. Shibu. K. Jacob,Philomina P.T. and Ramnath V. Mineral status of crossbred cattle during pregnancy & early lactation. – М.: LAP Lambert Academic Publishing, 2012. – 64 с.
    
100. Deepak Kumar Das. The Health Status of Tribal Migrants in an Urban Setting:. – М.: LAP Lambert Academic Publishing, 2012. – 92 с.
     
101. Sonika Raj,Vijay Lakshmi Sharma and Naveen Krishan Goel. Improving Oral Health of Preschool Children in a North Indian City. – М.: LAP Lambert Academic Publishing, 2012. – 116 с.
     
102. MD. Abdul Aziz,Shaharior Rahman Razu and Tunvir Ahamed Shohel. Health Status of Working Children in Garbage Dumping Sector. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
     
103. Anteneh Mulugeta,Butte Gottu and Cheru Atsmegiorgis. Determinants of Fertility Status of Married Women in Ethiopia. – М.: LAP Lambert Academic Publishing, 2012. – 140 с.
     
104. Neha Sharma. Educational Status of Woman in India. – М.: LAP Lambert Academic Publishing, 2012. – 56 с.
     
105. Atilla Piralioglu. Protection of the Environment in the Mediterranean Sea. – М.: LAP Lambert Academic Publishing, 2014. – 60 с.
     
106. Onyeka Igwe. The Status of Civil and Political Rights in Nigeria. – М.: LAP Lambert Academic Publishing, 2014. – 188 с.
     
107. Zerihun Yimer. The Status of Local Governments in Ethiopia: A Comparative Study. – М.: LAP Lambert Academic Publishing, 2011. – 296 с.
     
108. Iryna Ulasiuk. Europeanization of Language Rights in Russia and Ukraine. – М.: LAP Lambert Academic Publishing, 2010. – 512 с.
     
109. Dr. Vincent Siaw. Minority Shareholder Protection In Public Listed Companies in Thailand. – М.: LAP Lambert Academic Publishing, 2010. – 228 с.
     
110. Ranjan Pattnaik. Mental Health status of People living with HIV/AIDS in Mumbai city. – М.: LAP Lambert Academic Publishing, 2013. – 96 с.
     
111. Rizwana Shahid. Nutritional assessment of children in public and private schools. – М.: LAP Lambert Academic Publishing, 2012. – 92 с.
     
112. Prashantha Bettappa,Prakash Boralingaiah and Shraddha Kashyap. Health status of the elderly in urban Mysore: a status report. – М.: LAP Lambert Academic Publishing, 2013. – 112 с.
     
113. Maryam Ranjbar,Masoud Rahimi Domakani and Azizullah Mirzaei. The Status of Critical Pedagogy in EFL Classrooms. – М.: LAP Lambert Academic Publishing, 2012. – 148 с.
     
114. Celine Romero. The Syntactic Evolution of Modal Verbs in the History of English. – М.: LAP Lambert Academic Publishing, 2012. – 264 с.
     
115. Jill Ingham. The Function of Physical Space in the Cuban Novel of the 1950s. – М.: LAP Lambert Academic Publishing, 2011. – 236 с.
     
116. Moses Kufakunesu and Tarisai Teveraishe. Utility of the Environment in Developing Science Process Skills. – М.: LAP Lambert Academic Publishing, 2012. – 84 с.
     
117. Sandeep Dhungel. Using Wiki as collaborative learning tool in Public Schools of Nepal. – М.: LAP Lambert Academic Publishing, 2010. – 112 с.
     
118. Urooj Mubashar,Muhammad Ashfaq and Huma Saleem. Comparison of Pedagogical Techniques Used In Public & Private Schools. – М.: LAP Lambert Academic Publishing, 2014. – 152 с.
     
119. May Callus. The Role of the Public Library in the Fight against Illiteracy. – М.: LAP Lambert Academic Publishing, 2010. – 92 с.
     
120. Julius Otieno Gogo. The Quality of University Education in Kenya. – М.: LAP Lambert Academic Publishing, 2014. – 92 с.
     
121. John Ndiritu,Frederick Gravenir and Jotham Olembo. Determinants of Education Output in Public Secondary Schools: Kenya. – М.: LAP Lambert Academic Publishing, 2012. – 140 с.
     
122. K. Kumar. Digital Library Initiatives in Engineering Libraries: A Study. – М.: Scholars' Press, 2014. – 356 с.
     
123. Hirut Berhe Hailu. The Challenges And Current Status Of E-learning. – М.: LAP Lambert Academic Publishing, 2012. – 240 с.
     
124. Salome Kivuva. Constraints to Utilization of E-Books in Private Universities in Kenya. – М.: LAP Lambert Academic Publishing, 2013. – 96 с.
     
125. Hawa Abdallah Likonde and Othmar Othmar Mwambe. An Assessment on disaster preparedness for library materials. – М.: LAP Lambert Academic Publishing, 2013. – 112 с.
     
126. SURESH CHAND AGGARWAL. Status of Child Labour in India. – М.: LAP Lambert Academic Publishing, 2010. – 152 с.
     
127. Angrej Singh Gill. Financing of University Education in India: An Analysis. – М.: LAP Lambert Academic Publishing, 2012. – 348 с.
     
128. Obinna F. Nwachukwu. Environmental Issues in the Management of Oil Business in Nigeria. – М.: LAP Lambert Academic Publishing, 2012. – 136 с.
     
129. Hugo Zarco-Jasso. Determinants of Contract Choices in Public-Private Partnerships. – М.: LAP Lambert Academic Publishing, 2010. – 128 с.
     
130. Pham Dang Quyet. Status of Vietnam Statistics in 2013: Baseline Assessment Report. – М.: Scholars' Press, 2014. – 164 с.
     
131. Ranbir Singh and Amarjit Singh. Status of Haryana tourism. – М.: LAP Lambert Academic Publishing, 2014. – 88 с.
     
132. Swarupa Pelleti. Quality of Work Life of Doctors in Public and Private Hospitals. – М.: LAP Lambert Academic Publishing, 2014. – 288 с.
     
133. Feyera Beyessa. The Status of Distance Education in Higher Education Institutions. – М.: LAP Lambert Academic Publishing, 2013. – 52 с.
     
134. Nagam Gangadhar and Murathoti Rajendra Nath Babu. Perception of School Environment. – М.: LAP Lambert Academic Publishing, 2013. – 96 с.
     
135. Kipng'etich Kirui. Training & Supervision of Teachers of Physical Education in Kenya. – М.: LAP Lambert Academic Publishing, 2014. – 160 с.
     
136. Jafred Muyaka,Violet Wawire and Maurice Makatiani. Implementation of ICT Policies in Primary Teachers Colleges in Kenyan. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
     
137. Bernard Kamanda. Performance Contracts in University Libraries. – М.: LAP Lambert Academic Publishing, 2013. – 100 с.
     
138. Manisha Singh and Shailendra Kumar. Electronic Resources in Physics in Select Libraries in Delhi: A Study. – М.: LAP Lambert Academic Publishing, 2013. – 404 с.
     
139. Elena Gordienko. The modern exhibition environment in the context of medialization. – М.: LAP Lambert Academic Publishing, 2010. – 136 с.
     
140. Sanya Austin Olowoyo and Tareef Hayat Khan. The Effects of Culture on Non-Occupancy in Public Housing. – М.: LAP Lambert Academic Publishing, 2013. – 88 с.
     

Лучшие результаты

Дополнительные результаты

1. Наука человековедения. интервью с Д. Уолтоном, профессором London Metropolitan University, экспертом CIPD. Chartered Institute of Personnel and Development, автором программы Master of Arts in Human Resource Strategies. И. Смирнова, "Кадровый менеджмент", № 5, июль-август 2007.
2. Партнерство вместо подчинения. интервью с Дезо Хорватом, деканом Schulich School of Business. Р. Крецул, "Кадровый менеджмент", № 1, февраль 2006.
3. Медицинская информатика в Web of Science: доля России в мировом публикационном потоке. Н.Г. Куракова, Л.А. Цветкова, "Врач и информационные технологии", № 4, июль-август 2012.
4. Trade-in как способ обмена автомобиля. С.Н. Гордеева, "Торговля: бухгалтерский учет и налогообложение", N 2, февраль 2011 г.
5. Back side of the moon, или темная сторона поведения персонала. интервью с Н. Русаковой, директором по персоналу ОАО "Хлебпром", А. Сукачёвым, директором "Торговой компании АС", Н. Харитоновой, руководителем службы персонала тверской компании ЗАО "ДКС". А. Колесникова, Т. Тюрина, С.  Машарипов, "Управление персоналом", N 16, август 2010 г.
6. Использование Bill of Exchange в аккредитивной форме расчетов. Н.В. Букина, "Международные банковские операции", № 6, ноябрь-декабрь 2009.
7. Проблемы применения универсальной юрисдикции in absentia. Г.А. Королев, "Журнал российского права", № 10, октябрь 2009.
8. Тонкости trade-in. С.А.Королев, "НДС. Проблемы и решения", № 8, август 2009.
9. In-store banking - новая модель банковского бизнеса. А. Пятков, "Банковское обозрение", № 11, ноябрь 2008.