Результаты поиска

Лучшие результаты

1. Zahira Mosaheb. Social Variation in the Creole language. – М.: LAP Lambert Academic Publishing, 2010. – 68 с.
   

Дополнительные результаты

1. Michael Stolleis. Origins of the German Welfare State: Social Policy in Germany to 1945 (German Social Policy). – М.: , 2012. – 212 с.
   
2. Bob Johansen and Institute for the Future. Get There Early: Sensing the Future to Compete in the Present. – М.: , 2012. – 408 с.
   
3. Ernest Aryeetey, Julius Court, Machiko Nissanke, Beatrice Weder, International Conference "Asia and Africa in the Global Economy. Asia and Africa in the Global Economy. – М.: , 0. – 0 с.
   
4. Murney Gerlach. British Liberalism and the United States: Political and Social Thought in the Late Victorian Age. – М.: , 0. – 0 с.
   
5. John Aitchison, Harold Carter. Language, Economy and Society: The Changing Fortunes of the Welsh Language in the Twetieth-Century. – М.: University of Wales Press, 2000. – 172 с.
   
6. Norbert Dannhaeuser, Cynthia Werner. Social Dimensions in the Economic Process. – М.: , 0. – 0 с.
   
7. Correspondence Analysis in the Social Sciences. – М.: , 0. – 0 с.
   
8. Elsa M. Chaney, Mary Garcia Castro. Muchachas No More: Household Workers in Latin America and the Caribbean (Women in the Political Economy). – М.: , 0. – 0 с.
   
9. Paul S. Ciccantell, Stephen G. Bunker. Space and Transport in the World-System (Contributions in Economics and Economic History). – М.: , 0. – 0 с.
   
10. Celia Hales-Mabry. Cooperative Reference: Social Interaction in the Workplace. – М.: , 0. – 0 с.
    
11. Keith J. Devlin, Duska Rosenberg, Keith Devlin. Language at Work: Analyzing Communication Breakdown in the Workplace to Inform Systems Design (Csli Lecture Notes, No 66). – М.: , 0. – 0 с.
    
12. Garth L. Mangum, Stephen L. Mangum, Andrew M. Sum, Andrew Sum, Sar A. Programs in Aid of the Poor Levitan. The Persistence of Poverty in the United States. – М.: , 0. – 0 с.
    
13. Rosa Perez-Koenig, Barry Rock. Social Work in the Era of Devolution: Toward a Just Practice. – М.: , 0. – 0 с.
    
14. Zvi Zameret. The Melting Pot in Israel: The Commission of Inquiry Concerning Education in the Immigrant Camps During the Early Years of the State. – М.: State University of New York Press, 2002. – 352 с.
    
15. Hugh Compston, Justin Greenwood. Social Partnership in the European Union. – М.: Palgrave Macmillan, 2001. – 230 с.
    
16. Mike Parnwell, Raymond L. Bryant, Michael J. G. Parnwell, Association of South-East Asian Studies in the United Kingdom. Environmental Change in South-East Asia: People, Politics and Sustainable Development (Global Environmental Change Series). – М.: , 0. – 0 с.
    
17. Isabela Mares. The Politics of Social Risk: Business and Welfare State Development (Cambridge Studies in Comparative Politics). – М.: , 0. – 0 с.
    
18. Ludger Pries. New Transnational Social Spaces: International Migration and Transnational Companies in the Early Twenty-first Century (Transnationalism). – М.: , 0. – 0 с.
    
19. Mary Ann Littrell, Marsha Ann Dickson. Social Responsibility in the Global Market: Fair Trade of Cultural Products. – М.: , 0. – 0 с.
    
20. Joseph S. Nye, William A. Owens, James R. Schlesinger, R. James Woolsey, James A. Lewis, Joseph S., Jr. Nye, James Andrew Lewis, Erin Schlather, Csis Commission on Technology Security in the Twenty-First Century. Computer Exports and National Security: New Tools for a New Century : A Report of the Csis Commission on Technology Security in the 21St-Century (Csis Panel Reports.). – М.: , 0. – 0 с.
    
21. Niels Ploug, Jon Kvist. Social Security in Europe: Development or Dismantlement? (Kluwer Sovac Series on Social Security, Vol 3). – М.: , 0. – 0 с.
    
22. David Anthony Bello. Opium and the Limits of Empire : Drug Prohibition in the Chinese Interior, 1729-1850, (Harvard East Asian Monographs). – М.: , 2005. – 0 с.
    
23. Kathleen Kuehnast. Better a Hundred Friends Than a Hundred Rubles? Social Networks In Transition--The Kyrgyz Republic (World Bank Working Papers) (World Bank Working Papers). – М.: , 2004. – 0 с.
    
24. Political Economy of the World-System Conference 2001 Virginia Polyte. Emerging Issues in the 21st Century World-System (Contributions in Economics and Economic History, No. 230). – М.: , 2003. – 0 с.
    
25. Networks of Privilege in the Middle East : The Politics of Economic Reform Revisited. – М.: , 2004. – 0 с.
    
26. Welfare Capitalism in East Asia : Social Policy in the Tiger Economies. – М.: , 2004. – 0 с.
    
27. Byung-Keun Kim. Internationalizing the Internet: The Co-evolution of Influence And Technology (New Horizons in the Economics of Innovation). – М.: , 2005. – 300 с.
    
28. Poverty And Social Deprivation in the Mediterranean: Trends, Policies And Welfare Prospects in the New Millennium (International Studies in Poverty Research (Paperback)). – М.: , 2006. – 414 с.
    
29. Cooperative Reference: Social Interaction in the Workplace. – М.: , 2004. – 290 с.
    
30. Kim, Yiyoung. Language in the Context of Use: Discourse and Cognitive Approaches to Language (Cognitive Linguistic Research). – М.: , 2008. – 360 с.
    
31. Albert Hourani. Arabic Thought in the Liberal Age 1798-1939. – М.: Cambridge University Press, 1983. – 416 с.
    
32. John Algeo, Thomas Pyles. The Origins and Development of the English Language. – М.: Wadsworth Publishing, 2010. – 368 с.
    
33. Mortuary Practices and Social Identities in the Middle Ages. – М.: , 2010. – 320 с.
    
34. Patrick Baert. Social Theory in the Twentieth Century and Beyond. – М.: , 2009. – 248 с.
    
35. Thomas T. Struhsaker. The Red Colobus Monkeys: Variation in Demography, Behavior, and Ecology of Endangered Species. – М.: , 2010. – 376 с.
    
36. Daniel J. Kevles. Kevles: The Code Of Codes: Scientific & Social Issues In The Human Genome Project (cloth). – М.: , 1992. – 408 с.
    
37. Daniel J Kevles. The Code of Codes – Scientific & Social Issues in the Human Genome Project (Paper). – М.: , 1993. – 408 с.
    
38. M Weir. The Politics of Social Policy in the United States (Paper). – М.: , 1992. – 480 с.
    
39. Kyung Moon Hwang. Beyond Birth – Social Status in the Emergence of Modern Korea. – М.: , 2005. – 400 с.
    
40. Virginia Eubanks. Digital Dead End – Fighting for Social Justice in the Information Age. – М.: , 2011. – 232 с.
    
41. Jung–fang Tsai. Hong Kong in Chinese History – Community & Social Unrest in the British Colony, 1842–1913 (Paper). – М.: , 1995. – 392 с.
    
42. Ritchie Lowry. Good Money – A Guide to Profitable Social Investing in the 90?s (Paper). – М.: , 1993. – 0 с.
    
43. Pillemer. Social Integration in the Second Half of Life. – М.: , 2000. – 0 с.
    
44. Pillemer. Social Integration in the Second Half of Life. – М.: , 2000. – 304 с.
    
45. Theda Skocpol. Protecting Soldiers & Mothers – The Political Origins of Social Policy in the United States. – М.: , 1993. – 736 с.
    
46. Theda Skocpol. Protecting Soldiers & Mothers – The Political Origins of Social Policy in the United States (Paper). – М.: , 1995. – 736 с.
    
47. Eva Jablonka. Evolution in Four Dimensions – Genetic, Epigenetic, Behavioral and Symbolic Variation in the History of Life. – М.: , 2006. – 472 с.
    
48. E Jablonka. Evolution in Four Dimensions – Genetic, Epigenetic, Behavioral and Symbolic Variation in the History of Life. – М.: , 1987. – 592 с.
    
49. Seymour Martin Lipset. It Didn?t Happen Here – Why Socialism Failed in the United States. – М.: , 2000. – 380 с.
    
50. D CONYERS. Conyers ?introduction? To Social Planning In The Third World. – М.: , 1982. – 238 с.
    
51. D CONYERS. Conyers ?introduction? To Social Planning In The Third World. – М.: , 1982. – 238 с.
    
52. Robert Wuthnow. Communities of Discourse – Ideology & Social Structure in the Reformation, the Enlightenment & European Socialism (Paper). – М.: , 1993. – 752 с.
    
53. R Wuthnow. Communities of Discourse – Ideology & Social Structure in the Reformation, the Enlightenment & European Socialism. – М.: , 1989. – 752 с.
    
54. Patrick Baert. Social Theory in the Twentieth Century. – М.: , 2001. – 248 с.
    
55. RS Rosenbloom. Social Innovation in the City – New Enter for Community Develop – Collec. – М.: , 1974. – 212 с.
    
56. R.p Lowry. Good Money – A Guide to Profitable Social Investing in the ?90s. – М.: , 1991. – 0 с.
    
57. David R Shearer. Policing Stalin?s Socialism – Repression and Social Order in the Soviet Union 1924–1953. – М.: , 2009. – 544 с.
    
58. P A Brunt. Social Conflicts in the Roman Republic. – М.: , 1993. – 176 с.
    
59. Daniele Godard. Fundamental Issues in the Romance Languages. – М.: Center for the Study of Language and Inf, 2010. – 432 с.
    
60. Daniele Godard. Fundamental Issues in the Romance Languages. – М.: , 2010. – 420 с.
    
61. Seymour Martin Lipset. It Didn?t Happen Here – Why Socialism Failed in the United States. – М.: , 2001. – 380 с.
    
62. Social Security in the 21st Century. – М.: , 2001. – 224 с.
    
63. Melissa L Caldwell. Not by Bread Alone – Social Support in the New Russia. – М.: , 2004. – 262 с.
    
64. Callaway. Studies in the Syntax of Lindisfarne Gospels, with Appendices on Some Idioms in the Germanic Languag es. – М.: , 2018. – 0 с.
    
65. Gary Dorrien. Social Ethics in the Making. – М.: , 2010. – 752 с.
    
66. Dr Kelley. The Human Measure – Social Thought in the Western Legal Tradition. – М.: , 1990. – 374 с.
    
67. Lynn V Kennedy. Born Southern – Childbirth, Motherhood, and Social Networks in the Old South. – М.: , 2010. – 288 с.
    
68. Eva Jablonka. Evolution in Four Dimensions – Genetic, Epigentic, Behavioral, and Symbolic Variation in the History of Life. – М.: , 2005. – 472 с.
    
69. Richard L Burger. Variations in the Expression of Inka Power. – М.: , 2008. – 640 с.
    
70. Hal Whitehead. Sperm Whales – Social Evolution in the Ocean. – М.: , 2003. – 464 с.
    
71. Theda Skocpol. Social Policy in the United States – Future Possibilites in Historical Perspective (Paper). – М.: , 1996. – 336 с.
    
72. The Secret Language Of Financial Reports: The Back Stories That Can Enhance Your Investment Decisions. – М.: , 2011. – 288 с.
    
73. Inc. KT Solutions, KT Solutions has focused on what it takes to create efficient, professional multimedia training t KT Solutions specializes in the development of interactive multimedia training products for computer applications. Over the past decade. Beginning Windows NT Workstation 4.0 (Microsoft Windows NT). – М.: , . –  с.
    
74. Inc. KT Solutions, KT Solutions has focused on what it takes to create efficient, professional multimedia training t KT Solutions specializes in the development of interactive multimedia training products for computer applications. Over the past decade. Advanced Word for Office 97 (Microsoft Word 97). – М.: , . –  с.
    
75. William R. Brock. Investigation and Responsibility: Public Responsibility in the United States, 1865-1900. – М.: , 2009. – 288 с.
    
76. Manuel Castells. Networks of Outrage and Hope: Social Movements in the Internet Age. – М.: Polity, 2012. – 200 с.
    
77. Manuel Castells. Networks of Outrage and Hope: Social Movements in the Internet Age. – М.: Polity, 2012. – 320 с.
    
78. Jamie Worms. Evaluating Social Capital in Rio''s Favelas. – М.: LAP Lambert Academic Publishing, 2010. – 132 с.
    
79. Dr. Sangita R. Chandrakar. Urban Planning In the New Millennium: The Challenge of Change. – М.: LAP Lambert Academic Publishing, 2011. – 296 с.
    
80. Mohit Kumar. Social capital in village dynamics. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
    
81. Nick Emtage. Small-scale forestry development in the Philippines. – М.: LAP Lambert Academic Publishing, 2010. – 404 с.
    
82. Merah Souad. Social Change in the Stories of the Qur'an. – М.: LAP Lambert Academic Publishing, 2011. – 356 с.
    
83. Isabel Serrano. Sociolinguistic Variation in the Spanish of Maracaibo, Venezuela. – М.: LAP Lambert Academic Publishing, 2013. – 184 с.
    
84. Mary L. Soots. International Social Resistance in the Age of the Internet. – М.: LAP Lambert Academic Publishing, 2010. – 192 с.
    
85. Zahira Mosaheb. Social Variation in the Creole language. – М.: LAP Lambert Academic Publishing, 2010. – 68 с.
    
86. Francisca Kombe. Gender Reflection in the Content of English Language Course Books. – М.: LAP Lambert Academic Publishing, 2011. – 84 с.
    
87. Samreen Khan and Wajiha Asmat. Variations in Total Lipid Profile in Liver of Female Catla catla. – М.: LAP Lambert Academic Publishing, 2012. – 84 с.
    
88. Sarah Hwa In Lee and Carlos Augusto Fernandes de Oliveira. Molecular identification of S. aureus in the milking environment. – М.: LAP Lambert Academic Publishing, 2013. – 92 с.
    
89. Pushpa Kharb and J.B. Chowdhury. Somaclonal Variation in some species of Brassica. – М.: LAP Lambert Academic Publishing, 2011. – 100 с.
    
90. Zablon W. Shilenje. Climate Early Warning and Communication in the Context of Sudan. – М.: LAP Lambert Academic Publishing, 2014. – 80 с.
    
91. Bernadette Isikwue. Solar Dynamic Effects on Stratospheric Ozone Variations in the Tropics. – М.: LAP Lambert Academic Publishing, 2011. – 80 с.
    
92. Arunchandra Chandra. Surface Energy Budget Over a Land Surface in the Tropics. – М.: LAP Lambert Academic Publishing, 2011. – 124 с.
    
93. Sarah Vascellari and Alessandra Pani. Studies on role of cholesterol in the pathogenesis of prion disorders. – М.: LAP Lambert Academic Publishing, 2011. – 100 с.
    
94. Willy Moka-Mubelo. Justice and Social Reconciliation in the Democratic Republic of Congo. – М.: LAP Lambert Academic Publishing, 2012. – 128 с.
    
95. Mikhail Panov. Modernization of Social Policy in the Regions of Russia. – М.: LAP Lambert Academic Publishing, 2011. – 284 с.
    
96. M. Mizanur Rahman and Nayeem Sultana. Role of Social Capital in Post Disaster Initiatives. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
    
97. Danstan Mukono. Social Insecurity and Vulnerability in the Context of Neoliberalism. – М.: LAP Lambert Academic Publishing, 2012. – 156 с.
    
98. Martin Lekarapa. Informal social networks in the South African construction industry. – М.: LAP Lambert Academic Publishing, 2014. – 148 с.
    
99. Richard Miller. The Guitar in the Brazilian Choro. – М.: LAP Lambert Academic Publishing, 2014. – 388 с.
    
100. Jennifer Boekhoudt. Social Housing in Aruba. – М.: LAP Lambert Academic Publishing, 2011. – 132 с.
     
101. Liang Zhao. Right of Control in the Law of Carriage of Goods by Sea. – М.: LAP Lambert Academic Publishing, 2013. – 324 с.
     
102. Tulia Ackson. Coordination of Social Security Systems in the SADC Region. – М.: LAP Lambert Academic Publishing, 2009. – 96 с.
     
103. Majid Zare Bidaki. The Role of IS6110 in the Evolution of Mycobacterium tuberculosis. – М.: LAP Lambert Academic Publishing, 2013. – 292 с.
     
104. Fatiha Mouili,Senoussi Moghtet and Abd El Rahmane Keroumi. Aspects of Sociolinguisitic Variation in the Berber Speech of Igli. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
     
105. Eniko Stringham. The Critical Reception of Herta Muller in the German and English Media. – М.: LAP Lambert Academic Publishing, 2011. – 80 с.
     
106. Nneka Umera-Okeke. Sexism in the English language. – М.: LAP Lambert Academic Publishing, 2011. – 216 с.
     
107. Catherine Waithera Ndungu. Phonological Variation in Gikuyu language. – М.: LAP Lambert Academic Publishing, 2012. – 76 с.
     
108. Berat Baser. Turkish and American Address Forms in the Family. – М.: LAP Lambert Academic Publishing, 2012. – 200 с.
     
109. Teresa Galarza Ballester. Creolization of Tense/Aspect systems in Haitian, Jamaican & Papiamento. – М.: LAP Lambert Academic Publishing, 2013. – 232 с.
     
110. Reeta Dwivedi,N.R. Smith and Kawalpreet Kour. Changing Social Patterns in the Novels of Jane Austen. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
     
111. Fawzi Al Ghazali. Understanding Aspects of Learner Autonomy in the UAE Context. – М.: LAP Lambert Academic Publishing, 2013. – 372 с.
     
112. Khalil Nofal. Sentence and Phrase Structure in the Poetic Language. – М.: LAP Lambert Academic Publishing, 2012. – 152 с.
     
113. Dan Raj Regmi. The Nouns and Noun Phrases in the Bhujel Language. – М.: LAP Lambert Academic Publishing, 2012. – 120 с.
     
114. Md. Motiur Rahman. Sociolinguistic Study Of Variations in Language:. – М.: LAP Lambert Academic Publishing, 2011. – 240 с.
     
115. Iulia Para. Anglicisms in the Romanian Business Vocabulary. – М.: LAP Lambert Academic Publishing, 2012. – 220 с.
     
116. Nazmiye Gurel Cennetkusu. Challenges of Dissertation Writing in the Foreign Language. – М.: LAP Lambert Academic Publishing, 2012. – 364 с.
     
117. Natalie Hudson. Teacher Gesture in the English Language Classroom. – М.: LAP Lambert Academic Publishing, 2012. – 364 с.
     
118. Valger?ur Bjarkadottir. Teaching English Literature to Teenagers in a Foreign Language. – М.: LAP Lambert Academic Publishing, 2010. – 108 с.
     
119. Jouko Nikula and Mikhail Chernysh. Social class in the Russian society. – М.: LAP Lambert Academic Publishing, 2010. – 236 с.
     
120. Heather Sheaffer. THE MET AND UNMET NEEDS OF FAMILIES OF PATIENTS IN THE ICU. – М.: LAP Lambert Academic Publishing, 2011. – 84 с.
     
121. kristen wilcox. CULTURAL DISSONANCE IN THE SECOND LANGUAGE CLASSROOM. – М.: LAP Lambert Academic Publishing, 2010. – 204 с.
     
122. Melba Salazar-Lucio. An Analysis of the Creative Writing of Children in a Dual Language. – М.: LAP Lambert Academic Publishing, 2010. – 80 с.
     
123. Nick Shekkeris. Computers in the English language acquisition and development process. – М.: LAP Lambert Academic Publishing, 2011. – 296 с.
     
124. Guangyu Tan. The (Re)production of Social Capital in the Post-Chinatown Era. – М.: LAP Lambert Academic Publishing, 2010. – 280 с.
     
125. Cheryl Joyner. Doctoral Students' Social Presence in the Online Classroom. – М.: LAP Lambert Academic Publishing, 2011. – 120 с.
     
126. Anna Povlsen. Corporate Social Responsibility in the Danish Tour Operating Industry. – М.: LAP Lambert Academic Publishing, 2011. – 112 с.
     
127. Connie Harris Ostwald. Economic Growth, Inequality, and Social Justice in the Celtic Tiger. – М.: LAP Lambert Academic Publishing, 2010. – 216 с.
     
128. Laura Potincu. Ethics and Social Responsibility in the Marketing Domain. – М.: LAP Lambert Academic Publishing, 2012. – 384 с.
     
129. Terwase Shabu. Spatial Variation in the Price of Food Crops among. – М.: LAP Lambert Academic Publishing, 2012. – 104 с.
     
130. Maria Antosova and Adriana Csikosova. Corporate Social Responsibility In Context Of Regional Development. – М.: LAP Lambert Academic Publishing, 2013. – 88 с.
     
131. Katrin Zantis. Corporate Social Responsibility in the tour operator industry. – М.: LAP Lambert Academic Publishing, 2011. – 64 с.
     
132. Thomas van de Loo. Corporate Social Responsibility in the Supply Chain. – М.: LAP Lambert Academic Publishing, 2010. – 112 с.
     
133. Stegaroiu Valentin. Social Insurance in Romania in the Context of Integrating EU. – М.: LAP Lambert Academic Publishing, 2010. – 200 с.
     
134. James Wasajja. The English Language Communicative Needs among International Students. – М.: LAP Lambert Academic Publishing, 2012. – 128 с.
     
135. Boadu Kankam. Perception Of Social Studies In The Teacher Training Colleges In Ghana. – М.: LAP Lambert Academic Publishing, 2012. – 164 с.
     
136. N. Chithra Subash and Murugesan Selvam. Determinants of Financial Inclusion: Inter-State Variations in India. – М.: LAP Lambert Academic Publishing, 2013. – 152 с.
     
137. Crispino C. Ochieng. Social Culture in the Urban Built Environment. – М.: LAP Lambert Academic Publishing, 2012. – 240 с.
     
138. Mochamad Nizar Palefi Ma'ady,Arif Djunaidy and Renny Pradina Kusumawardani. Mapping Twitter Data of Customers' Sentiment in The Shape of Heat Map. – М.: , 2015. – 84 с.
     
139. Кречетова А.А. There are a lot of Anglicisms in the Russian language, but what the English language borrowed from other cultures and languages. – М.: Русайнс, 2017. – 80 с.
     
140. OccupyMedia!: The Occupy Movement and Social Media in Crisis Capitalism. – М.: , . –  с.
     

Лучшие результаты

Дополнительные результаты

1. Займы для корпораций: back to the Russia. Т. Мартынова, "Банковское обозрение", № 11, ноябрь 2007.
2. Наука человековедения. интервью с Д. Уолтоном, профессором London Metropolitan University, экспертом CIPD. Chartered Institute of Personnel and Development, автором программы Master of Arts in Human Resource Strategies. И. Смирнова, "Кадровый менеджмент", № 5, июль-август 2007.
3. Корпоративное обучение: как правильно выбрать курс иностранного языка для сотрудников. интервью с Е. Литвиновой, руководителем корпоративного отдела Международного языкового центра Language Link. "Управление персоналом", № 9-10, май 2005.
4. Как в детском пазле. интервью с И. Смелянским, директором московского офиса компании The Boston Consulting Group. М. Тальская, "БДМ. Банки и деловой мир", N 3, март 2012 г.
5. Trade-in как способ обмена автомобиля. С.Н. Гордеева, "Торговля: бухгалтерский учет и налогообложение", N 2, февраль 2011 г.
6. Back side of the moon, или темная сторона поведения персонала. интервью с Н. Русаковой, директором по персоналу ОАО "Хлебпром", А. Сукачёвым, директором "Торговой компании АС", Н. Харитоновой, руководителем службы персонала тверской компании ЗАО "ДКС". А. Колесникова, Т. Тюрина, С.  Машарипов, "Управление персоналом", N 16, август 2010 г.
7. Проблемы применения универсальной юрисдикции in absentia. Г.А. Королев, "Журнал российского права", № 10, октябрь 2009.
8. Цены под контролем: the present and the future. С. Стройкова, И. Леметюйнен, "Консультант", № 19, сентябрь 2009.
9. Тонкости trade-in. С.А.Королев, "НДС. Проблемы и решения", № 8, август 2009.
10. Новая упрощенная процедура рассмотрения мелких исков в Евросоюзе - the european small claims procedure. escp. Н.В. Сивак, "Законодательство", № 2, февраль 2009.
11. In-store banking - новая модель банковского бизнеса. А. Пятков, "Банковское обозрение", № 11, ноябрь 2008.