Результаты поиска

Лучшие результаты

1. Kulwant Singh Rana and Baldev Singh Negi. Changing Cropping Pattern in the Tribal Area of Himachal Pradesh. – М.: LAP Lambert Academic Publishing, 2012. – 164 с.
   

Дополнительные результаты

1. Joseph Stancliffe Davis. Essays In The Earlier History Of American Corporations: Eighteenth Century Business Corporations In The United States. – М.: , 2012. – 448 с.
   
2. Lucie Lompejova. Health Care Financing Patterns in the Developed Countries: Comparative Study between Finland, the Czech Republic and the Republic of Korea. – М.: , 2012. – 72 с.
   
3. William Alexander Robertson. Actuarial Theory: Notes For Students On The Subjectmatter Required In The Second Examinations Of The Institute Of Actuaries And The Faculty Of ... Numerous Practical Examples And Exercises. – М.: , 2012. – 468 с.
   
4. Ernest Aryeetey, Julius Court, Machiko Nissanke, Beatrice Weder, International Conference "Asia and Africa in the Global Economy. Asia and Africa in the Global Economy. – М.: , 0. – 0 с.
   
5. Walter T. Molano. The Logic of Privatization : The Case of Telecommunications in the Southern Cone of Latin America (Contributions in Economics and Economic History). – М.: , 0. – 0 с.
   
6. Anders Blomstermo, D. Deo Sharma. Learning in the Internationalisation Process of Firms (New Horizons in International Business). – М.: , 0. – 0 с.
   
7. American Chamber of Commerce in Japan, Am Chamber of Comm in Jap. Setting Up an Office in Japan: The American Chamber of Commerce in Japan. – М.: , 0. – 0 с.
   
8. R. F. Ellen, Roy Ellen. On the Edge of the Banda Zone: Past and Present in the Social Organization of a Moluccan Trading Network. – М.: , 0. – 0 с.
   
9. Mike Parnwell, Raymond L. Bryant, Michael J. G. Parnwell, Association of South-East Asian Studies in the United Kingdom. Environmental Change in South-East Asia: People, Politics and Sustainable Development (Global Environmental Change Series). – М.: , 0. – 0 с.
   
10. Jim Thompson. Shooting in the Dark: Tales of Coaching and Leadership. – М.: , 0. – 0 с.
    
11. Joseph S. Nye, William A. Owens, James R. Schlesinger, R. James Woolsey, James A. Lewis, Joseph S., Jr. Nye, James Andrew Lewis, Erin Schlather, Csis Commission on Technology Security in the Twenty-First Century. Computer Exports and National Security: New Tools for a New Century : A Report of the Csis Commission on Technology Security in the 21St-Century (Csis Panel Reports.). – М.: , 0. – 0 с.
    
12. Bob, Ph.D. Kimball, Jerold "Buck" Hall, Best Business Books. Selling in the New World of Business. – М.: , 0. – 0 с.
    
13. I. Kooijman, Jaap Kooijman. And the Pursuit of National Health.The Incremental Strategy Toward National Health Insurance in the United States of America.(Amsterdam Monographs in American Studies 8). – М.: , 0. – 0 с.
    
14. V. Perotin. Employee Participation, Firm Performance and Survival, Volume 8 (Advances in the Economic Analysis of Participatory & Labor-Managed Firms). – М.: , 2004. – 0 с.
    
15. Tax Systems and Tax Reforms in Europe (Routledge Studies in the Modern World Economy, 42). – М.: , 2003. – 0 с.
    
16. Cooperative Firms in Global Markets, Volume 10: Incidence, Viability and Economic Performance (Advances in the Economic Analysis of Participatory & Labor-M) ... of Participatory &. – М.: , 2007. – 322 с.
    
17. Willi Semmler, A. Greiner, W. Zhang. Monetary and Fiscal Policies in the Euro-Area: Macro Modelling, Learning and Empirics. – М.: , 2005. – 372 с.
    
18. John Benson. Unemployment in Asia (Routledgecurzon Studies in the Growth Economies of Asia). – М.: , 2005. – 208 с.
    
19. Research Program on the Social Aspects of HIV/AIDS and Health. A Comparative Analysis of the Financing of HIV/AIDS Programs: in Botswana, Lesotho, Mozambique, South Africa, Swaziland and Zimbabwe. – М.: , 2005. – 72 с.
    
20. Advances in the Geological Storage of Carbon Dioxide: International Approaches to Reduce Anthropogenic Greenhouse Gas Emissions (Nato Science Series: IV: Earth and Environmental Sc. – М.: , 2006. – 362 с.
    
21. The Political Economy of Hemispheric Integration: Responding to Globalization in the Americas (Studies of the Americas). – М.: , 2008. – 304 с.
    
22. Marc Freedman. Encore: Finding Work that Matters in the Second Half of Life. – М.: , 2008. – 272 с.
    
23. Dr. Khetsiwe Dlamini, Dr. Lize AE Booysen. Recognizing the Role Men Play in the Entrepreneurial Success of Women: Enhancing the Economic Empowerment of Women. – М.: , 2010. – 376 с.
    
24. Warren du Plessis. In The Bible School Of Business: Doing business the bible way (Volume 1). – М.: , 2010. – 176 с.
    
25. Walter Dwight Wilcox. Camping In The Canadian Rockies: An Account Of Camp Life In The Wilder Parts Of The Canadian Rocky Mountains, Together With A Description Of The Region ... And A Sketch Of The Early Explorations. – М.: , 2008. – 344 с.
    
26. Gideon Shelach. Prehistoric Societies on the Northern Frontiers of China: Archaeological Perspectives on Identity Formation and Economic Change during the First Millennium ... (Approaches to Anthropological Archaeology). – М.: , 2008. – 224 с.
    
27. The Culinary Institute of America (CIA). Artisan Breads at Home. – М.: , 2010. – 352 с.
    
28. The Culinary Institute of America. Remarkable Service. – М.: , 2009. – 304 с.
    
29. The Culinary Institute of America (CIA). Healthy Cooking at Home with The Culinary Institute of America. – М.: , 2011. – 320 с.
    
30. R.B. Spies. Long-term Ecological Change in the Northern Gulf of Alaska. – М.: , 2010. – 608 с.
    
31. D.F. Karnosky. Air Pollution, Global Change and Forests in the New Millennium,3. – М.: , 2010. – 492 с.
    
32. Janet Zollinger Giele. Changing Life Patterns in Western Industrial Societies,8. – М.: , 2010. – 358 с.
    
33. Author Unknown. Degeneration Patterns in the Nervous System,14. – М.: , 2010. – 0 с.
    
34. David W Stowe. How Sweet the Sound – Music in the Spiritual Lives of Americans. – М.: , 2004. – 384 с.
    
35. Aziza Chaouni. Makina/Medina – On Cultural Heritage and Urban Development in the Historic City of Fez. – М.: , 2011. – 160 с.
    
36. I.bernard Cohen. Science & the Founding Fathers – Science in the Political Thought of Jefferson, Franklin, Adams, & Madison. – М.: , 1995. – 368 с.
    
37. Beatrice Longuenesse. Kant & the Capacity to Judge – Sensibility & Discursivity in the Transcendental Analytic of the Critique of Pure Reason. – М.: , 2001. – 438 с.
    
38. Susan Brownell. Training the Body for China – Sports in the Moral Order of the Peoples Republic. – М.: , 1995. – 406 с.
    
39. L Libin. American Musical Instruments in the Metropolitan Museum of Art. – М.: , 1986. – 224 с.
    
40. The Culinary Institute of America (CIA). Cookies at Home with The Culinary Institute of America. – М.: , 2011. – 224 с.
    
41. Steven A. Mansbach. Standing in the Tempest – Painters of the Hungarian Avant–Garde 1908–1930. – М.: , 1991. – 240 с.
    
42. Dror Ze?evi. Producing Desire – Changing Sexual Discourse in the Ottoman Middle East 1500–1900. – М.: , 2006. – 232 с.
    
43. Dror Ze?evi. Producing Desire – Changing Sexual Discourse in the Ottoman Middle East 1500–1900. – М.: , 2006. – 232 с.
    
44. Edith Milton. The Tiger in the Attic – Memories of the Kindertransport and Growing Up English. – М.: , 2007. – 256 с.
    
45. J Staiger. Interpreting Films – Studies in the Historical Reception of American Cinema (Paper). – М.: , 1992. – 0 с.
    
46. Stiglitz. Stiglitz: Readings In The Modern Theory Of Economic Growth (pr Only). – М.: , 1969. – 0 с.
    
47. Joshua Goldstein. Drama Kings – Players and Publics in the Re–Creation of Peking Opera, 1870–1937. – М.: , 2007. – 352 с.
    
48. Dw Murray. Experiments in the Machine Interpretation of Visual Motion. – М.: , 1990. – 262 с.
    
49. Pillemer. Social Integration in the Second Half of Life. – М.: , 2000. – 0 с.
    
50. Pillemer. Social Integration in the Second Half of Life. – М.: , 2000. – 304 с.
    
51. Andrew Zimbalist. In the Best Interests of Baseball?. – М.: , 2006. – 272 с.
    
52. Ulf Hannerz. Cultural Complexity – Studies in the Social Organization of Meaning (Paper). – М.: , 1993. – 358 с.
    
53. John A Adam. Mathematics in Nature – Modeling Patterns in the Natural World. – М.: , 2006. – 416 с.
    
54. Kc Sun. The Economic Development of Manchuria in the First Half of Twentieth Cent. – М.: , 1974. – 134 с.
    
55. J Madison. Notes of Debates in the Federal Convention of 1787 (Bicentennial ed). – М.: , 1987. – 720 с.
    
56. Stuart. Politics and Security in the Southern Region of th e Atlantic Alliance. – М.: , 1988. – 0 с.
    
57. Elias. The Statesman?s Science – History, Nature and Law in the Political Thought of Samuel Taylor Coleridge. – М.: , 2001. – 288 с.
    
58. The Culinary Institute of America (CIA). Math for the Professional Kitchen. – М.: , 2011. – 272 с.
    
59. C Lindahl. Earnest Games – Folkloric Patterns in the Canterbury Tales (Paper only). – М.: , 1989. – 208 с.
    
60. K. Wolff. Masters of Keyboard – Individual Style Elements in the Piano Music of Bach, Haydn, Mozart, Beethoven Schubert, Chopin & Brahms (Paper). – М.: , 1990. – 328 с.
    
61. The American Institute of Architects. The Architect?s Handbook of Professional Practice. – М.: , 2003. – 184 с.
    
62. C Grady. Search for an AIDS Vaccine – Ethical Issues in the Development & Testing of a Preventative HIV Vaccine. – М.: , 1995. – 192 с.
    
63. C Schmitt. The Leviathan in the State Theory of Thomas Hobbes – Meaning and Failure of a Political Symbol. – М.: , 2008. – 184 с.
    
64. J Shenkel. Chronology & Recensional Development in The Greek Text of Kings. – М.: , 1974. – 160 с.
    
65. Marian Sigman. Continuity and Change in the Social Competence of Children with Autism, Down Syndrome, and Developmental Delays. – М.: , 1999. – 200 с.
    
66. The American Institute of Certified Public Accountants. Changing America?s Tax System. – М.: , 1996. – 304 с.
    
67. The American Institute of Certified Public Accountants. America?s Tax Revolution. – М.: , 1996. – 202 с.
    
68. The Culinary Institute of America. The Professional Chef®. – М.: , 2001. – 272 с.
    
69. The Culinary Institute of America (CIA). Culinary Academy of Long Island. – М.: , 2006. – 1696 с.
    
70. The Culinary Institute of America. Baking and Pastry. – М.: , 2009. – 944 с.
    
71. The Culinary Institute of America. Cooking at Home with The Culinary Institute of America. – М.: , 2003. – 304 с.
    
72. The Culinary Institute of America. Cooking Essentials. – М.: , 2015. – 504 с.
    
73. The Culinary Institute of America. Garde Manger. – М.: , 1999. – 488 с.
    
74. The Culinary Institute of America. The Professional Chef?s®. – М.: , 1992. – 640 с.
    
75. The American Institute of Architects. Architectural Graphic Standards for Residential Construction. – М.: , 2003. – 512 с.
    
76. The American Institute of Architects. Environmental Resource Guide. – М.: , 1997. – 352 с.
    
77. The Educational Foundation of the National Restaurant Association. Applied Foodservice Sanitation. – М.: , 1992. – 518 с.
    
78. Bernardo A Huberman. The Laws of the Web – Patterns in the Ecology of Information. – М.: , 2001. – 118 с.
    
79. The Culinary Institute of America. Culinary Boot Camp. – М.: , 2006. – 256 с.
    
80. The American Institute of Architects. Security Planning and Design. – М.: , 2003. – 256 с.
    
81. The Culinary Institute of America. How to Plan Your Career in Food. – М.: , 2006. – 224 с.
    
82. The Culinary Institute of America. The Professional Chef?s® Techniques of Healthy Cooking. – М.: , 2000. – 656 с.
    
83. The Culinary Institute of America. The Professional Chef?s®. – М.: , 1997. – 640 с.
    
84. The Culinary Institute of America (CIA). Modern Batch Cookery. – М.: , 2011. – 448 с.
    
85. The American Institute of Architects. The Architect?s Guide to Design–Build Services. – М.: , 2003. – 448 с.
    
86. The American Institute of Architects. The Architect?s Handbook of Professional Practice Update 2004. – М.: , 2004. – 176 с.
    
87. The Culinary Institute of America. The Professional Chef?s Knife. – М.: , 1983. – 64 с.
    
88. The American Institute of Architects. The Environmental Resource Guide. – М.: , 1999. – 0 с.
    
89. The American Institute of Architects. The Architect?s Handbook of Professional Practice. – М.: , 2001. – 1008 с.
    
90. The National Alliance of Youth Sports. Coaching Football For Dummies®. – М.: , 2006. – 384 с.
    
91. The Culinary Institute of America. From Our Kitchens. – М.: , 1993. – 304 с.
    
92. The Culinary Institute of America. Baking and Pastry. – М.: , 2009. – 108 с.
    
93. The Culinary Institute of America. The New Professional Chef®. – М.: , 1995. – 1216 с.
    
94. Bernardo A Huberman. The Laws of the Web – Patterns in the Ecology of Information. – М.: , 2003. – 116 с.
    
95. Inc. KT Solutions, KT Solutions has focused on what it takes to create efficient, professional multimedia training t KT Solutions specializes in the development of interactive multimedia training products for computer applications. Over the past decade. Beginning Windows NT Workstation 4.0 (Microsoft Windows NT). – М.: , . –  с.
    
96. Inc. KT Solutions, KT Solutions has focused on what it takes to create efficient, professional multimedia training t KT Solutions specializes in the development of interactive multimedia training products for computer applications. Over the past decade. Advanced Word for Office 97 (Microsoft Word 97). – М.: , . –  с.
    
97. The Metropolitan Museum of Art. Art Is. – М.: , 2013. – 384 с.
    
98. Prem Subedi. Energy & Environmental Change by RETs in Village Tourist Area of Nepal. – М.: LAP Lambert Academic Publishing, 2014. – 56 с.
    
99. Godwin Aondongu Akpehe. Activities of CBOs and NGOs in the Rural Development of Benue State. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
    
100. Al Jamal Mustafa Shindaini. The Changing Occupational Patterns in Rural Bangladesh. – М.: LAP Lambert Academic Publishing, 2011. – 164 с.
     
101. Paulin Njingulula Mumbeya. Cassava Market Integration In The Democratic Republic Of Congo. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
     
102. Mansur Ahamed. Natural Hazards and Vulnerabilities in the Coastal Areas of Bangladesh. – М.: Scholars' Press, 2014. – 376 с.
     
103. Kulwant Singh Rana and Baldev Singh Negi. Changing Cropping Pattern in the Tribal Area of Himachal Pradesh. – М.: LAP Lambert Academic Publishing, 2012. – 164 с.
     
104. Francis Kintu. The Status of Health Care in the Local Area of Taung. – М.: LAP Lambert Academic Publishing, 2011. – 100 с.
     
105. Baldev Singh Negi. Single Line Administration and Tribal Development in Himachal Pradesh. – М.: LAP Lambert Academic Publishing, 2012. – 212 с.
     
106. Baldev Singh Negi. Implementation of MGNREGS in the Tribal Areas of Himachal Pradesh. – М.: LAP Lambert Academic Publishing, 2012. – 200 с.
     
107. Muhammad Nasir Khan. The Fake Figure of Human Rights in Pakistan. – М.: LAP Lambert Academic Publishing, 2014. – 56 с.
     
108. Ram Krishna Shrestha. Sustainable Soil Management Practices in the Mid Hills of Nepal. – М.: LAP Lambert Academic Publishing, 2011. – 92 с.
     
109. Md. Parvez Islam. Wastewater Status and Utilization in the Periurban Area of Bangladesh. – М.: LAP Lambert Academic Publishing, 2013. – 124 с.
     
110. Fitsume Desta and Desaleng Edossa. Rainfall water in the central Highlands of Ethiopia. – М.: LAP Lambert Academic Publishing, 2014. – 96 с.
     
111. Hayssam Mohamed Ali. Wastewater is a future of afforestation in the world. – М.: LAP Lambert Academic Publishing, 2013. – 128 с.
     
112. Zeinab Mohamed Hammad. Transformations in Agroforestry Systems in the Gum Belt of Kordofan. – М.: LAP Lambert Academic Publishing, 2014. – 108 с.
     
113. Khandakar Hasan Mahmud. Sustainable Human Development in Chalan Beel Area of Bangladesh. – М.: LAP Lambert Academic Publishing, 2012. – 180 с.
     
114. Arvind Solanki. Malaria Study in Tribal Areas of Betul-Chhindwara Region M.P.(India). – М.: LAP Lambert Academic Publishing, 2013. – 344 с.
     
115. Ekong Daniel. Inter-Urban Transportation Patterns in a Sub-Region of Nigeria. – М.: LAP Lambert Academic Publishing, 2012. – 112 с.
     
116. Semim Wara Begum. Landuse Change in the Fringe Areas of Guwahati City, Assam. – М.: LAP Lambert Academic Publishing, 2014. – 52 с.
     
117. Lawal Sa'adu,Bahrom Sanugi and Karsono Ahmad Dasuki. A Method Of Lines In The Numerical Solution Of Schrodinger Equation. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
     
118. Monier Abd El-Ghani,Ashraf Soliman and Adel Khattab. Diversity and distribution of water plants in the Nile Delta of Egypt. – М.: LAP Lambert Academic Publishing, 2014. – 216 с.
     
119. alok kumar. Metal Fractionation in the Aquifer Sediments of Ojhapatti area,Bihar. – М.: LAP Lambert Academic Publishing, 2012. – 132 с.
     
120. Sohel Nawroz. Socioeconomic Impacts of Climate Change in the Sundarbans Area. – М.: LAP Lambert Academic Publishing, 2012. – 72 с.
     
121. Melesse Tamiru Semegne. The Role Of Migrants And Culture In The Spread Of HIV Risk. – М.: LAP Lambert Academic Publishing, 2012. – 148 с.
     
122. Hussein Nur. Pastoralism in the Greater Horn of Africa. – М.: LAP Lambert Academic Publishing, 2013. – 112 с.
     
123. Philemon Sengati Lugumiliza. United Nations and External Forces in the Democratic Republic of Congo. – М.: LAP Lambert Academic Publishing, 2013. – 264 с.
     
124. Selina Mkony. Capacity Development in the Public Service of Tanzania. – М.: LAP Lambert Academic Publishing, 2011. – 92 с.
     
125. DAVID OMONDI OKEYO,Charles Odhiambo and Ayub Were. A Partnership Model in the Care Process of Young Children. – М.: LAP Lambert Academic Publishing, 2012. – 156 с.
     
126. Himadri Bhattacharjya. Hypertension in a rural area of Manipur. – М.: LAP Lambert Academic Publishing, 2013. – 76 с.
     
127. Deepak Yadav and Akanksha Sharma. Utilization of Family Health Services in a Tribal District of India. – М.: LAP Lambert Academic Publishing, 2012. – 68 с.
     
128. Fatiha Mouili,Senoussi Moghtet and Abd El Rahmane Keroumi. Aspects of Sociolinguisitic Variation in the Berber Speech of Igli. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
     
129. Reeta Dwivedi,N.R. Smith and Kawalpreet Kour. Changing Social Patterns in the Novels of Jane Austen. – М.: LAP Lambert Academic Publishing, 2012. – 144 с.
     
130. Fazlur Rahman. The Warrior Saint: Faqir of Ippi. – М.: LAP Lambert Academic Publishing, 2012. – 508 с.
     
131. Ibrahim Bah. Islam in the Volta Region of Ghana. – М.: LAP Lambert Academic Publishing, 2012. – 148 с.
     
132. Denis Sharapov. Middle to Late Bronze Age Transition in the Southern Urals (Russia):. – М.: LAP Lambert Academic Publishing, 2011. – 136 с.
     
133. Helen Osimo. MITIGATING STRATEGIES IN THE PRAGMATIC INTERLANGUAGE OF PRE- SERVICE TEACHERS OF ENGLISH. – М.: LAP Lambert Academic Publishing, 2010. – 300 с.
     
134. Jelena Rakovic. IVET Teachers in the Republic of Serbia. – М.: LAP Lambert Academic Publishing, 2012. – 148 с.
     
135. Lucie Lompejova. Health Care Financing Patterns in the Developed Countries. – М.: LAP Lambert Academic Publishing, 2012. – 72 с.
     
136. Tarunvir Singh and Jyoti Kachroo. Economics of Dryland and Irrigated Cropping Pattern in Jammu. – М.: LAP Lambert Academic Publishing, 2012. – 100 с.
     
137. Aisha Sharif. Change In Economy And Diet In The Lacandon Community Of Mensabak. – М.: LAP Lambert Academic Publishing, 2013. – 108 с.
     
138. Greg Banach and Shahdad Naghshpour. Economic Inequality in the Euro Area. – М.: LAP Lambert Academic Publishing, 2010. – 96 с.
     
139. The Metropolitan Museum of Art. Fashion Is. – М.: , 2014. – 384 с.
     
140. Year Book: Of the Manuscript Department of Pushkin House for 2013. Ежегодник Рукописного отдела Пушкинского Дома на 2013 год. – М.: Дмитрий Буланин, 2014. – 792 с.
     

Лучшие результаты

Дополнительные результаты

1. Займы для корпораций: back to the Russia. Т. Мартынова, "Банковское обозрение", № 11, ноябрь 2007.
2. Наука человековедения. интервью с Д. Уолтоном, профессором London Metropolitan University, экспертом CIPD. Chartered Institute of Personnel and Development, автором программы Master of Arts in Human Resource Strategies. И. Смирнова, "Кадровый менеджмент", № 5, июль-август 2007.
3. Партнерство вместо подчинения. интервью с Дезо Хорватом, деканом Schulich School of Business. Р. Крецул, "Кадровый менеджмент", № 1, февраль 2006.
4. Медицинская информатика в Web of Science: доля России в мировом публикационном потоке. Н.Г. Куракова, Л.А. Цветкова, "Врач и информационные технологии", № 4, июль-август 2012.
5. Как в детском пазле. интервью с И. Смелянским, директором московского офиса компании The Boston Consulting Group. М. Тальская, "БДМ. Банки и деловой мир", N 3, март 2012 г.
6. Trade-in как способ обмена автомобиля. С.Н. Гордеева, "Торговля: бухгалтерский учет и налогообложение", N 2, февраль 2011 г.
7. Back side of the moon, или темная сторона поведения персонала. интервью с Н. Русаковой, директором по персоналу ОАО "Хлебпром", А. Сукачёвым, директором "Торговой компании АС", Н. Харитоновой, руководителем службы персонала тверской компании ЗАО "ДКС". А. Колесникова, Т. Тюрина, С.  Машарипов, "Управление персоналом", N 16, август 2010 г.
8. Использование Bill of Exchange в аккредитивной форме расчетов. Н.В. Букина, "Международные банковские операции", № 6, ноябрь-декабрь 2009.
9. Проблемы применения универсальной юрисдикции in absentia. Г.А. Королев, "Журнал российского права", № 10, октябрь 2009.
10. Цены под контролем: the present and the future. С. Стройкова, И. Леметюйнен, "Консультант", № 19, сентябрь 2009.
11. Тонкости trade-in. С.А.Королев, "НДС. Проблемы и решения", № 8, август 2009.
12. Новая упрощенная процедура рассмотрения мелких исков в Евросоюзе - the european small claims procedure. escp. Н.В. Сивак, "Законодательство", № 2, февраль 2009.
13. In-store banking - новая модель банковского бизнеса. А. Пятков, "Банковское обозрение", № 11, ноябрь 2008.